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For your easy reference, please refer below for a summary of fees and charges for EasiCredit.
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For Annual Income S$30,000 and above
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For Annual income of S$20,000 – S$29,999
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Annual Fee
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S$80
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S$80
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Monthly Service Fee
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NIL
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NIL
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Minimum Overdraft Interest
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S$5 |
S$5 |
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Late Fee
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20% of the amount past due, subject to minimum charge of S$80 and maximum charge of S$120
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$80 |
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Returned Cheque
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S$40 per cheque
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S$40 per cheque
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Stop Cheque
- via Branch / Call Centre
- via Electronic / Phonebanking channels
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S$30 per cheque
S$10per cheque
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S$30 per cheque
S$10per cheque
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Loss of Cheque Book
- via Branch / Call Centre
- via Electronic / Phonebanking channels
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S$50
S$30
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S$50
S$30
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ATM Card Replacement Fee
- Lost / stolen card
- Forgotten PIN
- Damaged card
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S$5 per card
S$5 per card
Free
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S$5 per card
S$5 per card
Free
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Statement Retrieval Charges
- Current and previous month's statement
- Within a year
- Between 1 to 3 years
- More than 3 years
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Free
S$20 per copy
S$30 per copy
S$50 per copy
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Free
S$20 per copy
S$30 per copy
S$50 per copy
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The above is intended as a consumer guide only. It contains the salient fees and charges applicable to EasiCredit Accounts. For full details, please read the Oversea-Chinese Banking Corporation Limited Terms and Conditions Governing Personal Line of Credit Accounts. In the event of any inconsistency or conflict between any statement contained in the above and the Terms and Conditions Governing Personal Line of Credit Accounts, the Terms and Conditions Governing Personal Line of Credit Accounts shall prevail.
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