Terms and Conditions Governing OCBC February 2010 S$10 Cash Back Promotion (the “Promotion”)

Promotion Period

1. The Promotion Period shall be between 6 February and 5 March 2010 (both dates inclusive) (the “Promotion Period”) or such other period as may be determined by Oversea-Chinese Banking Corporation Limited (“OCBC”) in its absolute discretion.

Eligibility

2. Only the following customers may qualify for the Promotion:-
1. Existing OCBC Credit Cardmember who has received a direct mailer, inviting him/her to participate in this Promotion and
2. OCBC Credit Cardmember whose OCBC Credit Card account is in good standing with OCBC within the Promotion Period (“Eligible Cardmember”).

3. The Promotion is applicable to first 500 selected OCBC Credit Cardmembers who have made retail transactions/purchases by using their targeted credit card as specified in the direct mailer (the “Targeted Card”) within the Promotion Period.

4. The Retail Spending must be made and posted/reflected in the Targeted Card account of the Eligible Cardmember within the Promotion Period.

5. Only Retail Spending of primary cardmembers will be considered as spending by the Eligible Cardmember in the computation of Retail Spending.

6. Cash advance transactions, balance transfers, balance transfer transactions, CashWise, recurring charges, existing instalment charges, bank charges, finance and late charges, are not eligible in the computation of Retail Spending.

S$10 Cash Back with ANY purchase charged to OCBC Credit Card
7. If eligible, the OCBC Eligible Cardmember’s Targeted Card account will be credited with a single payment of S$10 within 30 days from end of the Promotion Period. The Eligible Cardmember’s Targeted Card account must be active and in good standing at the time of crediting.

8. OCBC reserves the right to amend or withdraw the offer at any time without prior notice.

9. Subject to the foregoing, this Promotion is not transferable and not exchangeable for cash, credit or kind.

Miscellaneous

10. The decision of OCBC on all matters relating to this Promotion will be at its absolute discretion and will be final and binding on all participants. No correspondence shall be entertained. In the event of any inconsistency between these terms and conditions and any brochure, marketing or promotional material relating to the Promotion, these terms and conditions will prevail.

11. OCBC shall not be responsible for any loss to or expenses incurred by any Eligible or any other person in connection with the Promotion, howsoever arising, including any error in computation, any breakdown or malfunction in any computer system or equipment.

12. OCBC reserves the right at its absolute discretion to terminate this Promotion at any time or vary, delete or add to any of these terms and conditions from time to time without notice including without limitation, the eligibility of any Eligible, the methods of computation and the Promotion Period.

13. These terms and conditions shall be governed by the laws of Singapore and the participants in the Promotion irrevocably submit to the non-exclusive jurisdiction of the courts of Singapore. A person who is not a party to any agreement governed by these terms and conditions shall have no right under the Contracts (Rights of Third Parties) Act (Cap 53B) to enforce any of these terms and conditions.