PayNow with OCBC

Send or receive money securely with a NRIC or mobile number

PayNow service is available via OCBC Pay Anyone app, Mobile Banking and Online Banking.

Send or receive money securely with a NRIC or mobile number

PayNow service is available via OCBC Pay Anyone app, Mobile Banking and Online Banking.

What is PayNow?

PayNow allows you to send or receive money easily using a NRIC or mobile number, so you'll no longer need to ask for or give a bank account number.

This service is available on OCBC Pay Anyone™, OCBC Mobile Banking App and Online Banking.

How to register

OCBC Online Banking

Step 1

Select "Customer Service" -> "Link or Manage PayNow". Enter OTP.

OCBC Online Banking - PayNow Step 1

Step 2

Choose your NRIC and/or mobile number NRIC.

OCBC Online Banking - PayNow Step 2

Step 3

Select your account.

OCBC Online Banking - PayNow Step 3

Step 4

Your registration is successful.

OCBC Online Banking - PayNow Step 4

OCBC Mobile Banking App

Step 1

Select "More services" -> "Manage PayNow". Enter OTP.

OCBC Mobile Banking App - PayNow Step 1

Step 2

Choose your NRIC and/or mobile number.

OCBC Mobile Banking App - PayNow Step 2

Step 3

Select your account and enter your preferred PayNow name which will be displayed to sender.

OCBC Mobile Banking App - PayNow Step 3

Step 4

Your registration is successful.

OCBC Mobile Banking App - PayNow Step 4

SMS

Step 1

Send SMS to 72323 using the following format:

Register your mobile number

REGM <space> NRIC <space> last 6 digits of account number
Example: REGM S1234567A 123456

Register your NRIC

REGN <space> NRIC <space> last 6 digits of account number
Example: REGN S1234567A 123456

Step 2

Respond to OTP received.

Step 3

Your registration is successful.

How to send and receive money via PayNow

You can send money via

OCBC Pay Anyone™ App
OCBC Pay Anyone™ Service
OCBC Online Banking
OCBC Mobile Banking App


Receive money

As a PayNow-registered customer, you will receive money directly in your account.

Even when the money is transferred via OCBC Pay Anyone, no further steps are required to collect the money.

Ways to apply

icon_sms

SMS to 72323 using the following format:

Register your mobile number:
REGM <space> NRIC <space> last 6 digits of account number

Register your NRIC:
REGN <space> NRIC <space> last 6 digits of account number

Via OCBC Online Banking (desktop and mobile web)

  1. Login with your Access Code and PIN
  2. Select "Payments & transfers" -> "Transfer funds to a PayNow user"
  3. Enter OTP.
  4. Select your account to transfer from.
  5. Select either the mobile number or NRIC.
  6. Enter the respective number and click on Search. The recipient's PayNow name will be displayed.
  7. Check the details before proceeding. Enter the amount and submit.

Via OCBC Mobile Banking App

  1. Login with your Access Code and PIN.
  2. Select "Transfer Funds". Enter OTP.
  3. Select either Mobile number via PayNow or NRIC/FIN via PayNow.
  4. Enter the recipient's number and click on Search. The recipient's PayNow name will be displayed.
  5. Check the details before proceeding. Select the account and enter the amount.
  6. Slide to submit. Check details and submit again.

Via OCBC Pay Anyone Service

  1. Open the OCBC Mobile Banking App, swipe left and tap on Pay Anyone icon
  2. Tap on Send Money and choose the person to send money to.
  3. Login with your OCBC Online Banking access code and PIN.
  4. Select the bank account and enter the amount.
  5. The recipient's PayNow name will be displayed. Check the details before proceeding.
  6. Enter OTP. Done!