Here's how: for every purchase you make with your OCBC credit or debit card, SmartChange automatically rounds up your card expense to the next dollar. The rounded up amount, or Spare Change, is then transferred to an OCBC savings account of your choice, such as your child’s CDA or Young Saver’s account.
As you can see in her article here, Sandra's really excited about being part of this scheme. In fact, everyone in the family is just as excited about being able to contribute to the children's savings accounts by using their OCBC cards. That's because OCBC will match 100% of their Spare Change and give them cash rebates on their purchases! You can find even more benefits listed below. To see real examples of the savings you can enjoy, just click on the
Save more with SmartChange! button below.
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Spare Change - Save every time you spend |
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Spending Rebate - 0.4% cash rebates off monthly card expenses |
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SmartChange Rewards - Double your savings with 100% matching of Spare Change* |
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Transfer these savings to an OCBC CDA account and enjoy further dollar-for-dollar matching from the Government |
Interested yet? You'll need to hold an OCBC credit or debit card along with an OCBC savings account to be part of the SmartChange scheme. Thankfully, it's quick and easy. Not only that, it comes with benefits like discounts and FLAVOURS dining offers - perfect for taking the kids out for a nice meal!

* 100% Matching is subject to a maximum of S$188 for the first 3 months. Thereafter, the rate of matching of Spare Change will be 4.88%. Terms and conditions apply.

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