Family Financial Solutions

	OCBC Baby Bonus Card
	Discounts and privileges

Each CDA / CDA Extra comes with a specially designed OCBC Baby Bonus Card. This card enables you to deduct funds from your OCBC CDA/CDA Extra via NETS to pay for your child and his/her siblings' expenses.

You can also enjoy exclusive discounts and privileges by presenting the OCBC Baby Bonus card at merchants on OCBC's Baby Bonus Scheme. There are 2 categories of merchants:

Card Usage at Merchants

Approved Insitutions

Non-Approved Institutions

Enjoy discounts and privileges by presenting OCBC Baby Bonus Card

Yes

Deduct CDA Funds via NETS using OCBC Baby Bonus Card

Yes for child & siblings

How to pay for purchases

1.	OCBC CDA/CDA Extra using the OCBC Baby Bonus Card
2.	OCBC CDA/CDA Extra using GIRO
3.	OCBC Credit/Debit Cards
4.	NETS (OCBC ATM cards other than Baby Bonus card)
5.	Cash

1.	OCBC Credit/Debit Cards
2.	NETS (OCBC ATM cards excluding OCBC Baby Bonus card)
3.	Cash

With your OCBC Baby Bonus Card, you can perform the following transactions on your OCBC CDA/CDA Extra:

Baby Bonus Card Usage

Yes / No

Deposit	Cash Deposit at any OCBC Cash Deposit Machine at OCBC Branches or ATM PLUS machines at NTUC FairPrice supermarkets	Yes
Withdrawal	Payment to Approved Institutions via NETS**	Yes
	Cash Withdrawal at OCBC ATM	No
Balance Enquiry	Any OCBC ATMs, Cash Deposit Machines & ATM Plus machines	Yes

** Only applicable for the Baby Bonus Card.

The OCBC Baby Bonus Card will be issued for each CDA / CDA Extra within 2 weeks after opening the account. Please change your PIN number at any OCBC ATMs.

To deduct funds from your OCBC CDA/CDA Extra for your child's sibling(s), please produce documentation required by the AIs to verify relationship between your child whose name and Birth Certificate no is printed on the Baby Bonus card and his/her sibling(s).

Find out how else you can use the OCBC Baby Bonus Card to enjoy extra privileges here!

* Approved Institution (AI) refers to any child care centre, kindergarten, special education school or healthcare institution in respect of which approval has been granted to a party as an approved party under the Children Development Co-Savings Act 2001. Please log onto MCYS's website, for the list of Approved Institutions.