Promotions

Offer valid from 1 January 2012 to 29 February 2012 (the "Promotion Period"). A total of 2,000 free CERRUTI 1881 Ball Pen Escape will be given out during the Promotion Period with 1,000 pens to be given out each calendar month to the first 1,000 new EasiCredit customers whose EasiCredit account is approved during the relevant calendar month within the Promotion Period (there will be a total of 2,000 successful customers). This offer is NOT applicable for customers who recently closed and reapplied for EasiCredit in the last 6 months period immediately prior to the Promotion Period. Each successful customer is to maintain the approved EasiCredit for a minimum period of 6 months from the date of approval, failing which, the retail price of the gift of S$109 will be debited from the EasiCredit account. The eligibility of each customer to receive a gift shall be determined at the absolute discretion of OCBC Bank. A redemption letter or SMS redemption notification will be sent to each successful customer within 2 months from the date of approval of the opening of each of such customer’s EasiCredit account. The gift is not exchangeable for cash or other items. OCBC Bank reserves the right at its sole and absolute discretion to replace any gift with any item(s) of similar value. OCBC Bank shall not be responsible for the quality, merchantability or the fitness for any purpose or any other aspect of any gift. Notwithstanding anything herein, OCBC Bank shall not at any time be responsible or held liable for any defect or malfunction in any gift, and/or for any loss, injury, damage or harm suffered or incurred by or in connection with the use of any gift by any person. OCBC Bank reserves the right to waive/vary/amend any of these terms and conditions without prior notice. The decision of OCBC Bank on all matters relating to this offer shall be final and binding.

* This offer is open to EasiCredit accountholders with an annual income of S$30,000 and above. Minimum request amount is S$500. For Balance Transfer, promotional interest rate of 0% p.a. for 6 or 9 months from the date of approval of the Balance Transfer (the “Promotion Period”) is only available for new EasiCredit customers and apply only to the Balance Transfer Amounts (as defined in the Terms and Conditions Governing EasiCredit Balance Transfer). A fee of 1.5% or 3% of the transferred amount, based on the applicable tenures, will be imposed and charged/debited to your EasiCredit Account together with the approved transferred amount. Any fees and charges incurred for this Balance Transfer will be subjected to the promotional interest rate during the respective 6 or 9 month Promotion Period and thereafter to the prevailing interest rate. Prevailing interest rate of 17.95% p.a. on any outstanding amount, fees and charges will apply after the Promotion Period. Interest is subject to compounding if the monthly interest charges are not repaid in full. Any payments made to the EasiCredit Account will be applied first to settle the balances subject to the lowest interest rates. The total request amount plus the utilised amount on your EasiCredit Account must not exceed 90% of your assigned credit limit, excluding credit balances.

~ Offer valid from 1 January 2012 to 29 February 2012. This offer is open to EasiCredit Accountholders with an annual income of S$30,000 and above. The minimum request amount is S$500 and a one-time processing fee of 3.5% of the approved amount is chargeable, together with the first instalment. Interest on the loan amount is calculated based on front-end add-on method. The Applied Interest Rate is 0% p.a. Effective Interest Rate is 6.60% p.a. after incorporating 3.5% processing fee. Please read and understand Important Notes on the application form before applying for the facility. The requested loan amount, Cash-On-Instalments interest plus any utilised amount must not exceed 90% of your assigned credit limit, excluding credit balances.

^ Offer is valid till 29 February 2012. The OTO Eye Revive is limited to the first 100 customers who have their applications for Term Loan Facility (Cash-On-Instalments) based on the approved amount of S$7,000 and above, successfully approved by the Bank by 29 February 2012. The eligibility of each customer to receive a gift shall be determined at the absolute discretion of OCBC Bank. A redemption letter or SMS notification will be sent to each of the 100 successful customers within 2 months from the date each of such customer’s application for a Term Loan Facility (Cash-On-Instalments) based on the approved amount of S$7,000 and above has been successfully approved by the Bank. The gift is not exchangeable for cash or other items. OCBC Bank reserves the right at its sole and absolute discretion to replace any gift with any item(s) of similar value. OCBC Bank shall not be responsible for the quality, merchantability or the fitness for any purpose or any other aspect of any gift. Notwithstanding anything herein, OCBC Bank shall not at any time be responsible or held liable for any defect or malfunction in any gift, and/or for any loss, injury, damage or harm suffered or incurred by or in connection with the use of any gift by any person. OCBC Bank reserves the right to waive/vary/amend any of these terms and conditions without prior notice. The decision of OCBC Bank on all matters relating to this offer shall be final and binding.