Monthly Investment Plan - Investment

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Monthly Investment Plan

Unsure of when to invest in times of uncertainty?

The OCBC Monthly Investment Plan can help. Through regular investment intervals and amounts in a select unit trust of choice, you can take advantage of Dollar Cost Averaging, which helps remove some of the uncertainty involved in trying to time the market and smooth out market volatility.

Also, instead of investing a large lump sum up front, smaller monthly contributions make it easier to set aside a portion of your savings and get an early head start.

This plan offers a choice of either "Class A" or "Class B" unit trust investments. "Class A" investments incur regular upfront charges but "Class B" investments feature the removal of front-end sales charges, so every dollar of your money will be fully invested from day one. However, "Class B" unit trust investments are subject to contingent deferred sales charge and distribution fee. For details, please refer to the prospectus.

Start an OCBC Monthly Investment Plan today and see how fast your investment grows by starting your investment early!

Read articles about the Monthly Investment Plan by:

OCBC Wealth Management
AllianceBernstein (formerly known as Alliance Capital Management)
Lion Global Investors Limited
Aberdeen Asset Management Asia Limited

From 1 September 2008 to 31 December 2008, receive a USB flash drive when you start an OCBC Monthly Investment Plan in selected Schroders funds.

Click here for more details...

Next Steps :

Benefits

Invest according to your risk/reward profiles from 3 different types of investment portfolio, viz. Conservative, Balanced or Aggressive

Enjoy dollar cost averaging by investing a fixed amount regularly

Inject discipline into your investments without having to "time" the market

Enjoy zero front-end sales charge if you choose our "Class B" unit trust investments

See how fast your investment grows by starting your investment plan early!

Fund Fact Sheets and Prospectuses

Fund Name	Fund Class	Fact Sheet	Prospectus
Aberdeen Pacific Equity Fund SGD	A
Aberdeen Global Emerging Markets Fund SGD	A
AB Global Equity Blend Portfolio B SGD	B
AB Global Balanced Portfolio B SGD	B
AB Global Conservative Portfolio B SGD	B
AB Global Growth Trends Portfolio A SGD	A
First State Bridge A SGD	A
First State Dividend Advantage A SGD	A
LionGlobal Target Return Fund SGD	A
Schroder BRIC Fund SGD	A
Schroder Singapore Trust SGD (Click here for Insurance Term Sheet)	A

Other Important Documents

Terms and Conditions of OCBC Investment Services

ABS Guide on Investment Products

Unit Trust 7-Day Cancellation Period form

Fee Schedule

List of Product Providers

Fees and Charges

No front-end sales charge for the Class B unit trusts

Low sales charge of 2% for the Class A unit trusts

Special Tie-up with NTU and SMU

For all staff, alumni and undergraduates of Nanyang Technological (NTU) and Singapore Management University (SMU), OCBC is pleased to offer a preferential low sales charge of 1% for Class A unit trusts.
To enjoy this benefit, please apply by mail and attach a photocopy of one of the supporting documents, where applicable as follows:
- Staff pass
- Degree
- Matriculation card

Special rates for customers with Salary Crediting arrangements

For all customers who have salary crediting arrangements with OCBC Bank, OCBC is pleased to offer a preferential low sales charge of 1% for Class A unit trusts.
To enjoy this benefit, the OCBC Savings/Current Account that you nominate in the application form as the debiting account for your Unit Trust Monthly Investment Plan must be the same as the account to which your salary is being credited.
To apply, just follow the instructions under "Apply Now!"
Offer is valid till 31 December 2008

Special Tie-up with FairPrice Plus¹

For all FairPrice Plus¹ customers, OCBC is pleased to offer a preferential low sales charge of 1% for Class A unit trusts. What's more when you start an OCBC Monthly Investment Plan in selected Schroders funds, you will receive a free Schroders USB flash drive^. Hurry, promotion ends 31 December 2008. To enjoy this benefit, please apply by mail and indicate under GIRO INSTRUCTION your FairPrice Plus¹ Savings Account number for monthly deduction.

^ Click here for more details

¹ FairPrice Plus is a collaboration between NTUC FairPrice Co-operative Limited and Oversea-Chinese Banking Corporation Limited. All banking products and services, unless otherwise stated, are provided by Oversea-Chinese Banking Corporation Limited for FairPrice Plus.

Apply Now!

Apply for Monthly Investment Plan

You need an OCBC Bank current or savings account to start your Monthly Investment Plan. If you don't have one, OCBC Bank offers you the option to open an OCBC Statement Savings Account or an Easisave Account by mailing in the application or by applying through OCBC Internet Banking. It's simple, convenient and fast!!

Apply for OCBC Statement Savings Account
Apply for OCBC Easisave Account

Should you wish to cancel your Monthly Investment Plan at some time in the future, please complete the MIP Termination Form and submit the completed form to OCBC Bank.

IMPORTANT INFORMATION. Please read the following:

A copy of the prospectus of the unit trust funds is available and may be obtained from www.ocbc.com, the Fund Manager, or any of its approved distributors. Potential investors should read the prospectus for details on the unit trust funds before deciding whether to subscribe for or purchase units in the unit trust funds. The value of the units in the unit trust funds and the income accruing to the units, if any, may fall or rise.

The investment objective and policies of each of the unit trust funds are stated in the relevant prospectus.

Investors may wish to seek advice from a financial adviser before making a commitment to purchase the unit trust funds.In the event that an investor chooses not to seek advice from a financial adviser, he should consider whether the unit trust funds in question are suitable for him.

No representation or warranty whatsoever (including without limitation any representation or warranty as to accuracy, usefulness, adequacy, timeliness or completeness) in respect of any information (including without limitation any statement, figures, opinion, view or estimate) provided herein is given by OCBC Bank and it should not be relied upon as such. OCBC Bank does not undertake an obligation to update the information or to correct any inaccuracy that may become apparent at a later time. All information presented is subject to change without notice. OCBC Bank shall not be responsible or liable for any loss or damage whatsoever arising directly or indirectly howsoever in connection with or as a result of any person acting on any information provided herein.

OCBC Bank, its related companies, their respective directors and/or employees (collectively “Related Persons”) may have positions in, and may effect transactions in the products mentioned herein. OCBC Bank may have alliances with the product providers, for which OCBC Bank may receive a fee. Product providers may also be Related Persons, who may be receiving fees from investors. OCBC Bank and the Related Persons may also perform or seek to perform broking and other financial services for the product providers.

Singapore dollar deposits held by or for an individual or a charity in accounts listed in OCBC Bank’s Insured Deposit Register (available at www.ocbc.com/policies) will be insured in accordance with and for up to the limits specified in the Deposit Insurance Act.