Travel Insurance (Explorer)

BE READY FOR ALL YOUR
ADVENTURES.

Get all the coverage you need for your holiday.

Enjoy 20% off

Single Trip Plans until 31 December 2015


Get additional 5%

off promotional price for OCBC Cardmembers


Eligibility

  • You and any Insured Persons must reside in Singapore and be either: Singaporean, Singapore Permanent Resident or Foreigner with a valid Employment Pass, Work Permit or Dependent Pass.
  • For child coverage: The child must be aged above 3 months and below 18 years old (or below 24 years old if studying full time in a recognised institution of higher learning).

Plan your next adventures with our calendar of long weekends in 2015!

Choose from the 3 travel insurance plans

Explorer offers you coverage with reimbursement for inconveniences, disruptions and medical expenses incurred while travelling.

Accidental Death and Disablement

Accidental Death and Permanent Disablement

Starter
Basic coverage
Essential
Enhanced coverage
Ultimate
Most comprehensive coverage

Adult

S$150,000

S$300,000

S$500,000

Elderly adult age 70 and above

S$75,000

S$150,000

S$250,000

Child

S$45,000

S$90,000

S$150,000

Maximum aggregate limit for Family Cover

S$375,000

S$750,000

S$1,000,000

Accidental Death on Public Transport

     

Adult

S$300,000

S$600,000

S$1,000,000

Elderly adult age 70 and above

S$150,000

S$300,000

S$500,000

Child

S$90,000

S$180,000

S$300,000

Maximum aggregate limit for Family Cover

S$750,000

S$1,500,000

S$2,000,000

Medical expenses

Medical Reimbursement
 

Starter
Basic coverage
Essential
Enhanced coverage
Ultimate
Most comprehensive coverage

(a) Medical Expenses Incurred Overseas

Adult

S$300,000

S$500,000

S$700,000

Elderly adult age 70 and above

S$90,000

S$150,000

S$210,000

Child

S$120,000

S$200,000

S$280,000

Maximum aggregate limit for Family Cover

S$1,000,000

S$2,000,000

S$2,500,000

(b) Medical Expenses Incurred in Singapore

Adult

S$15,000

S$25,000

S$35,000

Elderly adult age 70 and above

S$4,500

S$7,500

S$10,500

Child

S$6,000

S$10,000

S$14,000

Maximum aggregate limit for Family Cover

S$50,000

S$100,000

S$125,000

(c) Traditional Chinese Medical (TCM) treatment

 

 

 

Maximum Aggregate Limit for TCM visit

S$600

S$750

S$1,000

Maximum Aggregate Limit for (a), (b) and (c)

     

Adult

S$300,000

S$500,000

S$700,000

Elderly adult age 70 and above

S$90,000

S$150,000

S$210,000

Child

S$120,000

S$200,000

S$280,000

Maximum aggregate limit for Family Cover

S$1,000,000

S$2,000,000

S$2,500,000

Hospital Cash

     

(a) Hospital Confinement

Hospital Confinement Overseas
Each Insured Person in respect of each full day of Hospital Confinement

S$200 Per Day
Maximum S$20,000

S$200 Per Day
Maximum S$30,000

S$200 Per Day
Maximum S$40,000

Hospital Confinement in Singapore upon immediate return from Overseas
Each Insured Person in respect of each full day of Hospital Confinement

S$100 Per Day
Maxiumum S$700

S$100 Per Day
Maxiumum S$1,000

S$100 Per Day
Maxiumum S$1,500

(b) Hospital Visitation / Compassionate Visit

Pays travelling and hotel accommodation expenses incurred by one relative/friend if the Insured Person is hospitalised for more than 5 days or is deceased whilst Overseas

S$10,000

S$15,000

S$20,000

(c) Child Companion

Pays travelling and hotel accommodation expenses incurred by one relative/friend to accompany the Insured Person's children back to Singapore following the hospitalisation of the Insured Person whilst Overseas

S$10,000

S$15,000

S$20,000

Emergency Medical Evacuation

     

Covers all Appointed Assistance Company emergency medical evacuation expenses

S$1,000,000

S$1,000,000

S$1,000,000

Repatriation of Mortal Remains

     

Covers all Appointed Assistance Company expenses incurred in returning the remains of the Insured Person who suffered loss of life during the Trip to Singapore.

S$50,000

S$100,000

S$150,000

Emergency Telephone Charges

     

Pays actual mobile phone charges incurred for engaging the services of our Appointed Assistance Company for which a claim has been admitted under Accidental Death and Disablement, Accidental Death on Public Transport or Hospital visitation/Compassionate visit or Child Companion benefit

S$100

S$200

S$300

Maximum Aggregate Limit for Emergency Medical evacuation, Repatriation of mortal remains, Hospital Visitation/Compassionate Visit, Child Companion and Emergency Telephone Charges

S$1,000,000

S$1,000,000

S$1,000,000

Travel inconveniences

Trip Cancellation
 

Starter
Basic coverage
Essential
Enhanced coverage
Ultimate
Most comprehensive coverage

Reimburses irrecoverable travel and accommodation expenses paid in advance if the Trip is cancelled

S$5,000

S$10,000

S$15,000

Maximum aggregate limit for Family Cover

S$15,000

S$30,000

S$40,000

Trip Postponement

     

Reimburses administrative charges for travel and accommodation expenses paid in advance if the Trip is postponed

S$500

S$1,000

S$1,500

Maximum aggregate limit for Family Cover

S$1,500

S$3,000

S$4,000

Trip Interruption

     

Covers the unused portion of the Trip due to Hospitalisation of the Insured Person

S$1,500

S$3,000

S$4,000

Maximum aggregate limit for Family Cover

S$4,000

S$7,500

S$10,000

Trip Curtailment

     

Reimburses irrecoverable or additional travel and accommodation expenses incurred or forfeited after the commencement of the Trip

S$5,000

S$10,000

S$15,000

Maximum aggregate limit for Family Cover

S$15,000

S$30,000

S$40,000

Overbooked Flight

     

Fails to board the aircraft whilst Overseas due to overbooking of the flight in which a confirmed reservation had been received from the airline and no alternative transportation is made available

S$150

S$200

S$300

Maximum aggregate limit for Family Cover

S$400

S$500

S$750

Travel Missed Connection

     

Confirmed onward travel connection whilst Overseas is missed at the transfer point due to the late arrival of Your incoming confirmed connecting scheduled Common Carrier and no onward transportation is made available

S$150

S$200

S$300

Maximum aggregate limit for Family Cover

S$400

S$500

S$750

Travel Delay

     

Insured Personís flight is delayed due to events specified in the Policy which prevents the Insured Person from continuing his/her Journey and the Insured Person is delayed from arriving at his/her planned destination by at least six (6) consecutive hours while Overseas

S$100 Every 6 Hours
Maximum S$800

S$100 Every 6 Hours
Maximum S$1,600

S$100 Every 6 Hours
Maximum S$2,000

Flight delay by at least six (6) consecutive hours while in Singapore

S$100 Every 6 Hours
Maximum S$500

S$100 Every 6 Hours
Maximum S$500

S$100 Every 6 Hours
Maximum S$500

Delay due to Hijack

     

Insured Personís flight is delayed due to Hijack which prevents the Insured Person from continuing his/her Journey and the Insured Person is delayed from arriving at his/her planned destination by at least six (6) consecutive hours

S$250 Every 6 Hours
Maximum S$5,000

S$250 Every 6 Hours
Maximum S$5,000

S$250 Every 6 Hours
Maximum S$5,000

Maximum Aggregate Limit for Trip Interruption, Trip Curtailment, Overbooked Flight, Travel Missed Connection, Travel Delay and Delay due to Hijack

     

Individual

S$5,000

S$10,000

S$15,000

Maximum aggregate for Family cover

S$15,000

S$30,000

S$40,000

Personal Liability

     

Legal liability to third party any one occurrence and in the aggregate

S$500,000

S$1,000,000

S$1,000,000

Baggage Loss

     

Covers loss or damage to baggage, clothing and personal effects. Maximum S$500 for any one article or a pair or a set of articles, S$1,000 in the aggregate for laptop computer, netbook and tablet and S$500 in the aggregate for handphones and spectacles

S$3,000

S$5,000

S$7,500

Personal Money

     

Covers loss of money due to robbery, burglary, theft or natural disasters

S$350

S$500

S$750

Travel Documents

     

Pays the replacement cost for passports, travel tickets and other relevant travel documents

S$3,000

S$5,000

S$7,500

Baggage Delay

     

Insured Person's checked-in Baggage is delayed whilst Overseas for at least six (6) consecutive hours

S$200 Every 6 Hours
Maximum S$1,000

S$200 Every 6 Hours
Maximum S$1,600

S$200 Every 6 Hours
Maximum S$2,000

Insured Person's checked-in Baggage is delayed whilst in Singapore for at least six (6) consecutive hours

Maximum S$200

Maximum S$200

Maximum S$200

Maximum Aggregate Limit for Baggage Loss, Personal Money and Travel Documents

S$3,000

S$5,000

S$7,500

Other Benefits

Kidnap and Hostage
 

Starter
Basic coverage
Essential
Enhanced coverage
Ultimate
Most comprehensive coverage

Pays for every six (6) hours if the Insured Person is kidnapped whilst travelling Overseas

S$200 every 6 hours
Maximum S$2,000

S$200 every 6 hours
Maximum S$2,000

S$200 every 6 hours
Maximum S$2,000

Terrorism Extension

     

Applies to Accidental Death and Disablement, Accidental Death on Public Transport, Medical expenses incurred overseas and Emergency Medical Evacuation section of the policy only if they occur as a result of an Act of Terrorism (Excluding use of biological, chemical agents or nuclear devices)

S$100,000

S$100,000

S$100,000

Automatic Extension of Cover

     

Extends the cover automatically without additional premium under specified circumstances

Covered

Covered

Covered

Leisure Adventurous Activities

     

Covers activities listed in the Policy

Not covered

Not covered

Covered

Boost your coverage with optional add-ons

Sometimes, your basic travel coverage isnít enough. Thatís why we have 4 add-on options to cater to your travel needs.

Sports equipment cover

 

Covers loss of golf, diving, skiing, snowboarding and wakeboarding equipment
- Maximum S$500 for any one article or a pair or a set of articles

S$1,500

Top-Up Cover for laptop computer, netbook and tablet under Baggage Loss

 

Additional S$1,000 coverage for loss of or damage to your laptop computer, netbook and tablet

S$1,000

Rental vehicle excess

 

Pays the cost of the insurance excess of a car rented by the insured person if it is involved in an accident

S$1,500

Home Contents

 

Pays for any damage due to fire to household contents of the insured Person's residence which was left vacant for the full duration of the trip

S$10,000


Find out how much it costs

Individual

 

Asia

Worldwide

Duration (Days)

1 - 4

Additional per day

Annual

1 - 4

Additional per day

Annual

Starter

S$40.00

S$4.70

S$285.00

S$61.00

S$6.60

S$376.00

Essential

S$57.00

S$5.70

S$399.00

S$75.00

S$7.60

S$524.00

Ultimate

S$91.00

S$9.50

S$638.00

S$121.00

S$12.30

S$839.00

Duration (Days)

Starter Essential Ultimate

Asia

 

 

 

1 - 4

S$40.00

S$57.00

S$91.00

Additional per day

S$4.70

S$5.70

S$9.50

Annual

S$285.00

S$399.00

S$638.00

Worldwide

     

1 - 4

S$61.00

S$75.00

S$121.00

Additional per day

S$6.60

S$7.60

S$12.30

Annual

S$376.00

S$524.00

S$839.00

Family

 

Asia

Worldwide

Duration (Days)

1 - 4

Additional per day

Annual

1 - 4

Additional per day

Annual

Starter

S$88.00

S$8.55

S$513.00

S$132.00

S$12.30

S$627.00

Essential

S$125.00

S$12.30

S$684.00

S$165.00

S$15.20

S$815.00

Ultimate

S$200.00

S$20.00

S$1094.00

S$264.00

S$24.70

S$1304.00

Duration (Days)

Starter Essential Ultimate

Asia

 

 

 

1 - 4

S$88.00

S$125.00

S$200.00

Additional per day

S$8.55

S$12.30

S$20.00

Annual

S$513.00

S$684.00

S$1,094.00

Worldwide

    

1 - 4

S$132.00

S$165.00

S$264.00

Additional per day

S$12.30

S$15.20

S$24.70

Annual

S$627.00

S$815.00

S$1,304.00

Optional add-ons

Single Trips (Asia)

 

Sports Equipment Cover

Top-up Cover

Rental Vehicle Excess

Home contents

Individual

S$10.00

S$12.50

S$5.00

S$6.00

Family

S$25.00

S$31.25

S$5.00

S$6.00

        

Annual Plan (Asia)

 

Sports Equipment Cover

Top-up Cover

Rental Vehicle Excess

Home contents

Individual

S$25.00

S$30.00

S$15.00

S$18.00

Family

S$62.50

S$75.00

S$15.00

S$18.00

        

Single Trips (WorldWide)

 

Sports Equipment Cover

Top-up Cover

Rental Vehicle Excess

Home contents

Individual

S$15.00

S$17.50

S$7.50

S$10.00

Family

S$37.50

S$43.75

S$7.50

S$10.00

        

Annual Plan (WorldWide)

 

Sports Equipment Cover

Top-up Cover

Rental Vehicle Excess

Home contents

Individual

S$40.00

S$45.00

S$30.00

S$36.00

Family

S$100.00

S$112.50

S$30.00

S$36.00

        

Single Trips (Asia)

 

Individual Family

Sports Equipment Cover

S$10.00

S$25.00

Top-up Cover

S$12.50

S$31.25

Rental Vehicle Excess

S$5.00

S$5.00

Home contents

S$6.00

S$6.00

Annual Plan (Asia)

 

Individual Family

Sports Equipment Cover

S$25.00

S$62.50

Top-up Cover

S$30.00

S$75.00

Rental Vehicle Excess

S$15.00

S$15.00

Home contents

S$18.00

S$18.00

Single Trips (WorldWide)

 

Individual Family

Sports Equipment Cover

S$15.00

S$37.50

Top-up Cover

S$17.50

S$43.75

Rental Vehicle Excess

S$7.50

S$7.50

Home contents

S$10.00

S$10.00

Annual Plan (WorldWide)

 

Individual Family

Sports Equipment Cover

S$40.00

S$100.00

Top-up Cover

S$45.00

S$112.50

Rental Vehicle Excess

S$30.00

S$30.00

Home contents

S$36.00

S$36.00

Asia: Australia, Brunei, Cambodia, China, Hong Kong, India, Indonesia, Japan, Korea, Laos, Macau, Malaysia, Myanmar, New Zealand, Philippines, Taiwan, Thailand, Vietnam

Worldwide: All countries

Please note that rates shown above are before any promotional discount.

Need emergency help overseas?

Call our 24-hour emergency assistance hotline at: +65 6339 2155 for travel and medical assistance.


How to make a claim?

How to make a claim

  1. Download and print the claim form
  2. Complete the relevant sections
  3. Attach all original receipts and relevant supporting documents
  4. Mail your claim to

    Attention: Claims Department
    The Overseas Assurance Corporation Limited
    1 Pickering Street
    #13-01 Great Eastern Centre
    Singapore 048659

Download form

Travel the world with Explorer

Satisfy your wanderlust. Check out these travel stories and get tips for your next holiday! Feature articles from AFTERGLOBE Magazine.

  • Keep up to date with AFTERGLOBE
    Visit the AFTERGLOBE blog to get to know the incredibly talented bunch of AFTERGLOBE contributors better!
  • Chai Me Away
    Find out what keeps Taahira Ayoob tied to beautiful Turkey.
  • Familiar Faces in Other Places
    Mariel Victoria Mok shows that a piece of home will always be with you, no matter how far you go.
  • If You Can't Travel the World
    Who said you have to travel? Lester Lee reveals how he brings the world to his home.
  • Lost and Found
    Follow Juanmin Tan as she explores independence in the USA.
  • Careful Ah
    Find out what happens when Joyce Ng decides to not be "careful ah" when in Turkey.
  • Biking
    Join Elwin Tan on his biking adventures around America and Vietnam.

Got an exciting travel story to share? Tell us (and your fellow travellers) all about your adventure here

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How to apply

Via Great Eastern

Get a quick quote and apply through Great Eastern's new website!

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Call us

Require assistance? Call us to sign up for Explorer or to have your queries answered.

Please reach us at (65) 6248 2699 or email us at: GI@ocbc.com

Operating hours are weekdays from 9am to 5.30pm.


Great Eastern and The Overseas Assurance Corporation Ltd (OAC) are members of the OCBC Group.

You can apply for a Explorer plan up to 180 days before your trip.