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Have you ever had to cancel a holiday trip or missed a flight? Lost your baggage? Need emergency medical care while traveling? Our travel insurance is now enhanced with more comprehensive benefits to give you greater peace of mind.
SPECIAL PROMOTION#
Enjoy 20% off your premiums when you activate any plan from
1 October to 31 December 2008.
Additional 5% off when you activate via OCBC Internet Banking.
Login to your OCBC Internet Banking or call 6248 2699 (Mon - Fri, 9am - 5pm) to activate TravelWise now.
Not an Internet Banking customer? Apply Now. |
| Premiums - Area 1 |
| Area 1 countries : Australia, Brunei, Cambodia, China, Hong Kong, India, Indonesia, Japan, Korea. Laos, Macau, Malaysia, Myanmar, New Zealand, Philippines, Taiwan, Thailand, and Vietnam. |
| Travel Within |
Area 1 |
| Period of Travel |
Individual |
Family |
| 1-4 days |
S$40.00 |
S$90.00 |
| 5th day onwards (per day) |
S$4.00 |
S$8.00 |
| Annual Plan |
S$280.00 |
S$460.00 |
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| Premiums - Area 2 |
| Area 2 countries : Worldwide |
| Travel Within |
Area 2 |
| Period of Travel |
Individual |
Family |
| 1-4 days |
S$50.00 |
S$110.00 |
| 5th day onwards (per day) |
S$5.00 |
S$10.00 |
| Annual Plan |
S$350.00 |
S$580.00 |
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| Coverage |
Maximum limit per trip |
| 1) Accidental Death & Disablement (per person): |
| Adult |
S$300,000 |
| Adult aged 75 years old and above |
S$150,000 |
| Child |
S$75,000 |
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| 2) Accidental Death on Public Transport |
Twice of above |
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| 3) Medical Reimbursement |
| a) On Medical Expenses incurred whilst Overseas (per person): |
| Adult |
S$300,000 |
| Adult aged 75 years old and above |
S$150,000 |
| Child |
S$150,000 |
b) On Medical Expenses incurred in Singapore for follow-up Treatment (per person): |
| Adult |
S$15,000 |
| Adult aged 75 years old and above |
S$7,500 |
| Child |
S$7,500 |
| Maximum limit in the aggregate per Trip for medical Treatment by Chinese Physician: S$200 |
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| 4) Hospital Cash |
| Covers Hospital Confinement Overseas (maximum daily limit: S$200) |
S$5,000 |
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Covers Hospital Confinement in Singapore upon immediate return from Overseas (maximum daily limit: S$100)
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S$1,000 |
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| 5) Hospitalization/Compassionate Visit |
| Pays traveling and hotel accommodation expenses incurred by one Relative/friend if the Insured Person is hospitalized for more than 5 days or is deceased whilst Overseas. |
S$5,000 |
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| 6) Child Companion |
| Pays traveling and hotel accommdation expenses incurred by one Relative/friend to accompany the Insured Person's children home following the hospitalization of the Insured Person whilst Overseas. |
S$5,000 |
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| 7) Emergency Evacuation |
| Covers all International SOS emergency medical evacuation expenses. |
S$1 million |
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| 8) Repatriation of Mortal Remains |
| Covers all International SOS expenses incurred in returning the remains of the Insured Person who suffered loss of life during the Trip to Singapore or the Country of Origin. |
S$20,000 |
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| 9)Trip Cancellation |
| Reimburses irrecoverable travel and accommodation expenses paid in advance if the Trip is cancelled within 30 days before its commencement. |
S$10,000 |
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| 10) Trip Postponement |
| Reimburses administrative charges for travel and accommodation expenses paid in advance if the Trip is postponed within 30 days before its commencement. |
S$1,000 |
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| 11) Trip Curtailment |
| Reimburses irrecoverable or additional travel and accommodation expenses incurred or forfeited after the commencement of the Trip. |
S$10,000 |
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| 12) Trip Interruption |
| Covers the unused portion of the Trip due to hospitalization of the Insured Person. |
S$3,000 |
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| 13) Travel Delay |
| Pays S$100 for every full 8 consecutive hours delay whilst Overseas and in Singapore. |
S$1,000 |
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| 14) Overbooked Flight/Missed Connections |
| Reimburses hotel accommodation, meals or refreshment expenses as a result of misconnection of conveyance or overbooked flights. |
S$200 |
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| 15) Baggage Delay |
| Pays S$200 for every full 8 consecutive hours that the Insured Person's checked-in baggage is delayed whilst Overseas and in Singapore. |
S$1,000 |
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| 16) Baggage Loss |
| Covers loss or damage to baggage, clothing and personal effects. Maximum S$500 for any one article (including laptop computer) or a pair or a set of articles; S$150 for personal digital assistants (PDAs) and handphones. |
S$5,000 |
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| 17) Personal Money & Travel Documents |
| Pays the replacement costs for passports, travel tickets and other relevant documents, and up to S$100 for loss of money due to robbery, burglary, theft or natural disasters. |
S$5,000 |
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| 18) Personal Liability |
| Covers the Insured Person against liability to third parties or damage to their property caused by his/her negligence. |
S$1 million |
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| 19) Hijack |
| Pays S$250 for every complete 12 hours after the carrier is hijacked. |
S$5,000 |
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| 20) Automatic Extension of Cover |
| Extends the cover automatically without additional premium under specified circumstances. |
Up to 30 days |
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| 21) Rental Vehicle Excess |
| Pays the cost of the insurance excess of a car rented by the Insured Person if it is involved in an accident. |
S$500 |
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| 22) Theft or Damage to Golfing Equipment |
| Covers the Insured Person for theft of or damage to Golfing Equipment belonging to the Insured Person during the Trip. |
S$1,000 |
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| 23) Credit Card Indemnity |
| Pays a lump sum that is equal to the actual total outstanding balance of the Insured Person's Credit Card Account with OCBC Bank incurred up to the date of Accident, in the event of death to the Insured Person occuring within 90 days after the date of accident. |
S$5,000 |
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24a) Home Contents due to fire
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Pays for damage (due to fire) to household contents of the Insured Person's residence which was left vacant for the full duration of the trip.
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S$2,000 |
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| 24b) Burglary Extension for Home Contents - New |
| Pays for loss or damages arising from burglary with evidence of visible, forcible and violent entry into Insured Person's residence that was left vacant for the full duration of the trip. |
S$2,000 |
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| 25) Kidnap & Hostage |
| Pays S$200 for loss of income for every 24 hours the Insured is kidnapped whilst traveling overseas. |
S$2,000 |
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Terrorism Extension *
Applies to Section 1, 2, 3 and 7 only if they occur as the result of an Act of Terrorism . |
S$100,000 |
*Excludes Terrorism caused by nuclear, chemical or biological means.
The above is for general information only. It is not a contract of insurance. Please refer to the policy documents for the precise terms and conditions of the insurance plan. |
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Important Definitions
Policyholder - must be at least 18 years of age on the Period of Cover.
Insured Person - shall mean the person(s) named in the Policy:
1. For Single Trip Family Cover, family shall mean the Insured and/or his/her spouse and unlimited number of legitimate Children. All insured Persons under the Single Trip Family Cover must depart from and return back to Singapore together at the same time as a family.
2. For Annual Family Cover, family shall mean the Insured and/or his/her spouse and unlimited number of legitimate Children. During the Policy Period, a Child making a Trip under an Annual Family Cover must be accompanied by at least the Insured or his/her spouse.
Child/Children - shall mean unmarried child/children who are more than 3 months old but less than 18 years old or up to 24 years of age if still studying full time in a recognized institution of higher learning.
Single Trip Cover - Not more than 182 days per trip.
One Way Trip Cover - 4 days upon arrival at destination or upon reaching the place of residence, whichever occurs first.
Annual Trip Cover - 90 days per trip for unlimited number of trips during the Policy Period.
Important Notice
#Payment must be charged to customer's nominated OCBC Credit Card or Bank account. Payment using OCBC Bank Account is only applicable via internet banking activation.
The above is for general information only. It is not a contract of insurance. The precise terms and conditions of the plans are specified in the policies. TravelWise is underwritten by Overseas Assurance Corporation Ltd, a wholly-owned subsidiary of Great Eastern Holdings Ltd and a member of the OCBC Group.
No representation or warranty whatsoever (including without limitation any representation or warranty as to accuracy, usefulness, adequacy, timeliness or completeness) in respect of any information (including without limitation any statement, figures, opinion, view or estimate) provided herein is given by OCBC Bank and it should not be relied upon as such. OCBC Bank does not undertake an obligation to update the information or to correct any inaccuracy that may become apparent at a later time. All information presented is subject to change without notice. OCBC Bank shall not be responsible or liable for any loss or damage whatsoever arising directly or indirectly howsoever in connection with or as a result of any person acting on any information provided herein.
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