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No one likes to think about being involved in accidents. Unfortunately, accidents often occurs when we least expect. Recent years have brought an unfortunate increase in serious accidents of all kinds.
With that in mind, ShieldWise is specially tailored to protect you and your family against any financial hardships as a result of sudden accidental casualties. You and your family can now be rest assured that you are well taken care of with ShieldWise's comprehensive coverage.
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| How can ShieldWise protect you? |
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 | For any unforeseen accidental misfortune, ShieldWise can cover you and your family with up to
-$250,000 lump sum cash for accidental death or total permanent disablement
-$100,000 additional cash if accidental death or total permanent disablement occurs whilst in public conveyance or due to specified natural disasters limited to flood, earthquake, typhoon, cyclone and hurricane.
-$3000 Accidental Medical Expenses for Chinese physician (inclusive of bonesetter), Chiropractor, physiotherapist, mobility aids, ambulance services, dental and common injuries (such as fractures, dislocation & burns) expenses. |
| As a parent, you strive to give your best to your precious little ones. In every aspect of their lives, you ensure that they are well-protected and well-provided for. ShieldWise is designed to give your children the best protection at an affordable premium. You can now opt for our Child Rider to cover your child up to
-$10,000 lump-sum Education Fund if your child suffers total permanent disablement as a result of an accident
-$1,500 Medical Expenses for specified infection diseases (such as Chicken Pox, Chikungunya fever, Dengue fever, HFMD, Kawasaki disease & Measles) and animal bites
-$500 of Get Well Benefit to reward your child's early recovery
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| What's more? If you enrol together with your child, you will enjoy FREE extension coverage of up to
-$1,000 cash subsidy in the event of your hospitalization, your child can be well looked after in a registered Day Care Centre inclusive of Infant Care, Child Care and Student Care Centre
For as low as 48 cents per day, you can now provide your loved one with 24 x 7 worldwide accidental protection with no medical examination required. With ShieldWise, you and your family can now enjoy greater assurance and greater security.
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Section
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Plans:
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ClassicWise
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PremierWise
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Benefits
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Sum Insured (Per Year)
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1
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Accidental Death
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S$150,000
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S$250,000
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2
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Total Permanent Disablement
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S$150,000
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S$250,000
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3
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Additional Accidental Death or Total Permanent Disablement Benefit whilst in public conveyance or due to specified natural disasters
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S$50,000
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S$100,000
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4
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Accidental Medical Expenses
a.Chinese Physician, Chiropractor & Physiotherapist Expenses
b.Mobility Aids & Ambulance Services Expenses
c.Accidental Dental Expenses
d.Common Injuries Benefit: fractures, dislocations & burns (injury must occur within 3 months from date of accident )
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S$2,000
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S$3,000
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S$500
S$500
S$500
S$500
(sub-limit of accidental medical expenses )
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S$750
S$750
S$750
S$750
(sub-limit of accidental medical expenses )
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Benefits per child:
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20% of adult’s benefit for section 1,2 & 3.
50% of adult’s benefit for section 4.
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FREE EXTENSION BENEFIT
(When child enrols with adult)
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5
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Subsidy for Day Care Centre
(per day limit S$100 with minimum hospitalisation of 3 days )
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S$500
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S$1,000
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Section
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OPTIONAL RIDER
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Sum Insured
(per year)
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6
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Child Rider
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a. Medical Expenses
- Due to infectious disease
ü Dengue Fever
ü Hand, Foot & Mouth Disease
ü Chikungunya Fever
ü Measles
ü Chicken Pox
ü Kawasaki Disease
- Due to animal bites
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b. Education Fund
(if child suffers total permanent disablement due to an accident)
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c. Get Well Benefit
(per day S$50 with minimum hospitalisation of 3 days)
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S$12,000
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S$1,500
S$10,000 per child
(up to maximum of 3 children)
S$500
(S$250 per accident)
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Please note that ShieldWise is a Personal Accident Policy and benefits are only payable as a result of an accident occurring during the policy period. |
| Adult must be aged from 18 to 65 years old (age next birthday). Policy renewable up to age 75 years.
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| Child must be aged from 15 days to 18 years (age next birthday) and those between 18 and 25 years must be unmarried, unemployed and are in full-time tertiary education institution.
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| Singapore Citizens, Permanent Residents of Singapore, Employment Pass Holders, Work Permit Pass Holders, Student Pass Holders and Dependant Pass Holders.
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| Employment Pass Holders, Work Permit Pass Holders, student Pass Holders and Dependent Pass Holders must supply a copy of their respective pass or work permit and a bona fide residential address in Singapore.
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| Proposal for children must include at least one parent.
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| This plan is not applicable for police force/ fire service/ civil defense/ military/ CISCO personnel, security officers/ guards, chauffeurs, taxi/ despatch/ heavy vehicle/ delivery van driver, air crew, ship crew, professional sportsperson, occupations involves in diving, oil-rig platform, on-board vessel or offshore work, occupations of hazardous nature such as involving height, depth or heat. |
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| For more enquiries, you may call the OAC Hotline 6248 2699 (Monday - Friday, 9am - 5pm excluding public holidays)
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| Activate NOW for yourself and your loved ones! |
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| Fax the completed Proposal Form to 6327 3016 or send to the below mailing address.
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| For GIRO mode payment, mail in ORIGINAL Giro Form and Proposal Form .
Both forms duly completed and signed together with a cheque make out to OAC Insurance for the first 2 months of the premium to OAC at the below mailing address:
Overseas Assurance Corporation (Reg. No. 192000003W)
1 Pickering Street
#13-01 Great Eastern Centre
Singapore 048659
Attn: General Bancassurance
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Important Information
ShieldWise is underwritten by The Overseas Assurance Corporation Limited, a wholly-owned subsidiary of Great Eastern Holdings Limited and a member of the OCBC Group, and is not deposits or obligations of, or guaranteed by OCBC Bank. You may wish to seek advice from a financial adviser before making a commitment to purchase a insurance policy. In the event that you choose not to seek advice from a financial adviser, you should consider whether the insurance policy in question is suitable for you.
It is usually detrimental to replace an existing accident and health policy with a new one. A penalty may be imposed for early policy termination and the new policy may cost more or less benefits at the same cost.
This material is for general information only. It is not a contract of insurance. It does not constitute an offer to buy an insurance product or service. It is also not intended to provide any insurance or financial advice. The specific terms and conditions of the plan are set out in the policy documents. A person interested in the insurance policies should read the product summary and benefit illustration (available from OCBC Bank) before deciding whether to buy this product. This policy is subject to the Payment Before Cover Warranty Clause which requires the payment to be paid and received on or before the inception date of the policy and endorsement.
No representation or warranty whatsoever in respect of any information provided herein is given by OCBC Bank and it should not be relied upon as such. OCBC Bank does not undertake an obligation to update the information or to correct any inaccuracy that may become apparent at a later time. All information presented is subject to change without notice. OCBC Bank shall not be responsible or liable for any loss or damage whatsoever arising directly or indirectly howsoever in connection with or as a result of any person acting on any information provided herein.
Policy Owners' Protection Scheme
This plan is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the General Insurance Association (GIA) or SDIC websites (www.gia.org.sg or www.sdic.org.sg).
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