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SeniorCare
Ins_seniorcare_70x70 SeniorCare is a personal accident plan specially designed to provide long term healthcare protection into your golden years, to maintain your independence and reduce your financial worries in time of mishap.

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 Benefits

 

 

 Sum Insured

 Total and Permanent Accidental Disablement

 S$25,000

 Accidental Death

 S$25,000

 Common Injuries
 (Injury must occur within 3 months from date of accident)

S$7,500
(Max per accident)

a. Fracture of skull, spine and trunk*
    - Surgery required
    - Surgery not required

S$5,000
S$1,000

b. Fracture of lower limb*
    - Surgery required
    - Surgery not required

S$4,000
S$700

c. Fracture of upper limb*
    - Surgery required
    - Surgery not required

S$2,000
S$500

d. Dislocations requiring surgery under anaesthesia
    - Shoulder spine (excludes slipped disc), hips, knees
    - Elbow, wrist, ankle, jaws
    - Fingers, toes

S$3,000
S$1,500
S$500

e. Burns (2nd or 3rd degree burns)
    - At least 30% of body surface area
    - At least 15% of body surface area

S$2,000
S$1,000

Accident Hospital Cash for up to 365 days
(Confinement must occur within 30 days from date of accident.)

S$100 (daily)

Traditional Chinese Medical Reimbursement
(Payable for bodily injury, incurred within 3 months from date of accident.)

S$250 (per accident)

*Includes fractures caused by osteoporosis for first time cases. Pre-existing osteoporosis and disability conditions are not covered
Pays on top of your existing insurance plans and 100% complementary to any existing senior insurance plan such as ElderShield

24-hour worldwide protection - be it at work, leisure or on a business trip overseas

Easy enrolment - no medical examination is required prior to acceptance

Option to extend the same coverage to your spouse

Affordable premium

 Eligibility

Insured person (self/spouse) - between age 40 and 69 years old at time of enrolment.  This plan is renewable up to age 80 for the insured adults

Important Notice

SeniorCare is underwritten by Overseas Assurance Corporation Ltd, a wholly-owned subsidiary of Great Eastern Holdings Ltd and a member of the OCBC Group, and is not a deposit or obligation of, or guaranteed by OCBC Bank.

The above is for general information only and does not serve as a contract of insurance. It does not constitute an offer to buy an insurance product or service. It is also not intended to provide any insurance or financial advice. The precise terms and conditions of the plan are specified in the policy contract.

The policy is subject to the Payment Before Cover Warranty Clause, which requires the premium to be paid and received on or before the inception date of the policy and endorsement.

You may wish to seek advice from an Accident & Health insurance intermediary before making a commitment to purchase SeniorCare. In the event you choose not to, you will take the sole responsibility to ensure that SeniorCare is appropriate to your financial needs and insurance objectives. You should consider carefully if you are intending to switch policies as this might be detrimental to your current and future needs.

No representation or warranty whatsoever (including without limitation any representation or warranty as to accuracy, usefulness, adequacy, timeliness or completeness) in respect of any information (including without limitation any statement, figures, opinion, view or estimate) provided herein is given by OCBC Bank and it should not be relied upon as such. OCBC Bank does not undertake an obligation to update the information or to correct any inaccuracy that may be responsible or liable for any loss or damage whatsoever arising directly or indirectly howsoever in connection with or as a result of any person acting on any information provided herein.

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