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You are well prepared to take on any challenges in work and in life. So why take chances when it comes to protecting what you have and treasure? PremierCare - one of the most complete and worry-free travel personal accident policies that offers you comprehensive personal accident coverage at home, and overseas, so you and your family can work and play with peace of mind.
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Up to S$1,125,000 personal accident coverage in Singapore
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Up to S$1 million medical emergency evacuation
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Up to S$100,000 terrorism extension coverage
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Protection against unpaid OCBC credit card bills
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Coverage
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Maximum Limit
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Classic
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Elite
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1) Accidental Death & Disablement in Singapore (per person):
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Limit automatically increased by 5% upon each renewal up to a maximum limit of S$750,000 for Classic Plan or S$1,125,000 for Elite Plan.
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S$600,000
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S$900,000
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2) Accidental Death & Disablement at Overseas (per person):
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S$200,000
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S$300,000
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3) Medical Reimbursement
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a) On Medical Expenses incurred whilst Overseas (per person):
b) On Medical Expenses incurred in Singapore for follow-up Treatment (per person):
Maximum limit in the aggregate per Trip for medical Treatment by Chinese Physician: S$200
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S$200,000
S$10,000
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S$300,000
S$15,000
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4) Hospital Cash
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- Covers Hospital Confinement Overseas (maximum daily limit: S$200)
- Covers Hospital Confinement in Singapore upon immediate return from Overseas (maximum daily limit: S$100)
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S$5,000
S$1,000
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S$5,000
S$1,000
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5) Hospitalization/ Compassionate Visit
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Pays travelling and hotel accommodation expenses incurred by one Relative/friend if the Insured Person is hospitalized for more than 5 days or is deceased whilst Overseas.
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S$5,000
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S$5,000
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6) Emergency Evacuation
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Covers all Intl.SOS emergency medical evacuation expenses.
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S$1 million
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S$1 million
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7) Repatriation of Mortal Remains
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Covers all Intl.SOS expenses incurred in returning the remains of the Insured Person who suffered loss of life during the Trip to Singapore or the Country of Origin.
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S$20,000
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S$20,000
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8) Trip Cancellation
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Reimburses irrecoverable travel and accommodation expenses paid in advance if the Trip is cancelled within 30 days before its commencement.
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S$10,000
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S$10,000
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9) Trip Postponement
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Reimburses administrative charges for travel and accommodation expenses paid in advance if the Trip is postponed within 30 days before its commencement.
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S$1,000
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S$1,000
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10) Trip Curtailment
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Reimburses irrecoverable or additional travel and accommodation expenses incurred or forfeited after the commencement of the Trip.
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S$10,000
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S$10,000
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11) Trip Interruption
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Covers the unused portion of the Trip due to hospitalization of the Insured Person.
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S$3,000
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S$3,000
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12) Travel Delay
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Pays S$100 for every full 8 consecutive hours delay whilst Overseas and in Singapore.
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S$1,000
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S$1,000
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13) Overbooked Flight/Missed Connections
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Reimburses hotel accommodation, meals or refreshment expenses as a result of misconnection of conveyance or overbooked flights.
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S$200
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S$200
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14) Baggage Delay
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Pays S$200 for every full 8 consecutive hours that the Insured Person's checked-in baggage is delayed whilst Overseas and in Singapore.
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S$1,000
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S$1,000
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15) Baggage Loss
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Covers loss or damage to baggage, clothing and personal effects. Maximum S$500 for any one article (including laptop computer) or a pair or a set of articles; S$150 for personal digital assistants (PDAs) and handphones.
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S$5,000
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S$5,000
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16) Personal Money & Travel Documents
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Pays the replacement costs for passports, travel tickets and other relevant documents, and up to S$100 for loss of money due to robbery, burglary, theft or natural disasters.
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S$5,000
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S$5,000
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17) Personal Liability
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Covers the Insured Person against liability to third parties or damage to their property caused by his/her negligence.
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S$1 million
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S$1 million
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18) Hijack
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Pays S$250 for every complete 12 hours after the carrier is hijacked.
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S$5,000
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S$5,000
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19) Automatic Extension of Cover
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Extends the cover automatically without additional premium under specified circumstances.
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Up to 30 days
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Up to 30 days
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20) Rental Vehicle Excess
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Pays the cost of the insurance excess of a car rented by the Insured Person if it is involved in an accident.
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S$500
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S$500
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21) Theft or Damage to Golfing Equipment
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Covers the Insured Person for theft of or damage to Golfing Equipment belonging to the Insured Person during the Trip.
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S$1,000
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S$1,000
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22) Credit Card Indemnity
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Pays a lump sum that is equal to the actual total outstanding balance of the Insured Person's Credit Card Account with OCBC Bank incurred up to the date of Accident, in the event of death to the Insured Person occuring within 90 days after the date of accident.
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S$5,000
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S$5,000
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23) Home Contents
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Pays for damage (due to fire) to household contents of the Insured Person's residence which was left vacant for the full duration of the trip.
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S$2,000
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S$2,000
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24) Kidnap & Hostage
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Pays S$200 for loss of income for every 24 hours the Insured is kidnapped whilst travelling overseas.
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S$2,000
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S$2,000
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Terrorism Extension*
Applies to Section 1, 2, 3 and 6 only if they occur as the result of an Act of Terrorism.
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S$100,000
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S$100,000
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*Excludes Terrorism caused by nuclear, chemical or biological means.
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Insured person (self/spouse)
- Between age 21 to 59 years old at time of enrolment. (This plan is renewable up to age 65.)
- The following occupations are excluded: police force/fire service/civil defence/CISCO/military/professional sports personnel, chauffeurs, taxi/dispatch/heavy vehicle/delivery van drivers, security officers/guards, divers and aircrew members (including pilot). Persons with occupation involving underground, offshore works and operations are also excluded.
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For more enquiries, you may call the OAC Hotline 6248 2662 (Monday - Friday, 9am - 5pm excluding public holidays)
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Important Information
PremierCare is underwritten by The Overseas Assurance Corporation Limited, a wholly-owned subsidiary of Great Eastern Holdings Limited and a member of the OCBC Group, and is not deposits or obligations of, or guaranteed by OCBC Bank. You may wish to seek advice from a financial adviser before making a commitment to purchase a insurance policy. In the event that you choose not to seek advice from a financial adviser, you should consider whether the insurance policy in question is suitable for you.
This material is for general information only. It is not a contract of insurance. It does not constitute an offer to buy an insurance product or service. It is also not intended to provide any insurance or financial advice. The specific terms and conditions of the plan are set out in the policy documents. A person interested in the insurance policies should read the product summary and benefit illustration (available from OCBC Bank) before deciding whether to buy this product. This policy is subject to the Payment Before Cover Warranty Clause which requires the payment to be paid and received on or before the inception date of the policy and endorsement.
No representation or warranty whatsoever in respect of any information provided herein is given by OCBC Bank and it should not be relied upon as such. OCBC Bank does not undertake an obligation to update the information or to correct any inaccuracy that may become apparent at a later time. All information presented is subject to change without notice. OCBC Bank shall not be responsible or liable for any loss or damage whatsoever arising directly or indirectly howsoever in connection with or as a result of any person acting on any information provided herein.
Policy Owners' Protection Scheme
This plan is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the General Insurance Association (GIA) or SDIC websites (www.gia.org.sg or www.sdic.org.sg).
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