| Ans: MaxTriple Care covers Death or Total and Permanent Disability. If either one of the events happens, the Sum Assured less Critical Illness benefit paid out (if any) is payable in one lump sum and the policy terminates. However, for the first policy year, the company will only pay the death/total and permanent disability benefit if it is due to accidents. For death due to non-accidental causes, premiums paid will be refunded provided there is no Critical Illness Claim earlier, or else the policy will be terminated without any refund of premiums.
The maximum disability benefit per life for all policies is $2,000,000.
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