Loyalty Chances
Personal SGD Savings and Current Account: Eligible accounts opened as at 31 March 2010, with a minimum S$1,000 monthly average balance will be allocated one-time Loyalty Chance of TEN (10) chances.
Personal SGD Time Deposit Account: Eligible accounts opened as at 31 March 2010, with minimum S$10,000 month end balance will be allocated one-time Loyalty Chance of TEN (10) chances.
Basic Chances
Personal SGD Savings and Current Account: During the Grand Draw Qualifying Period, Eligible Accounts will be accorded ONE (1) Basic Chance for every S$1,000 monthly average balance maintained, subject to a limit of 500 chances per account per month.
Personal SGD Time Deposit Account: During the Grand Draw Qualifying Period, Eligible Accounts will be accorded ONE (1) Basic Chance for every S$10,000 month end balance maintained, subject to a limit of 500 chances
per account per month.
Extra Chances through “Tear and Win” Card
Each “Tear and Win” card submitted to any OCBC Branch with completed personal particulars details will be allocated FIVE (5) extra chances. These chances will be added to customer's eligible accounts at the end of the Grand Draw Qualifying Period as part of the accumulated Chances for the Grand Draw.
Eligible SGD
Accounts |
Loyalty Chances
(One Time Allocation on 31 Mar 2010) |
Basic Chances (Month end allocation) |
Tear & Win Card *
(For fresh funds top-up at Branches) |
Current and
Savings |
S$1,000
monthly average balance = 10 Chances |
Every
S$1,000
monthly
average
balance
= 1
Chance |
ONE (1) “Tear & Win”
card for every S$5,000
fresh funds top-up =
5 Extra Chances,
subject to a maximum
of 5 “Tear & Win” cards
issued per account
per Business Day |
Time Deposit
|
S$10,000
month end
balance
= 10 Chances
|
Every
S$10,000
month end
balance
= 1
Chance
|
ONE (1) “Tear & Win”
card for every S$50,000
fresh funds top-up =
5 Extra Chances,
subject to a maximum
of 5 “Tear & Win” cards
issued per account
per Business Day
|
Fund Transfer Form
|
Not applicable |
Not applicable |
ONE (1) “Tear & Win” card for every duly completed Application Form duly deposited for the transfer of a minimum amount of S$500 each month for at least 5 consecutive months = 5 Extra Chances. |
| Maximum
Chances |
10 Loyalty Chances per Eligible Account regardless of balance |
500 Basic Chances per Eligible Account per month |
No limit on the number of Extra Chances per Eligible Account
|
Deposits Products that are eligible for the Happy Savings Draw 2010.
SGD Savings, Current and Time Deposit accounts are eligible for the Happy Savings Draw 2010. To see the full list of eligible accounts, please click here.
To apply for an eligible OCBC account today, please click here.

The more people who SMS us, the bigger the grand prize will be!
SMS HAPPY *NRIC*Name to 72377 today! You could also be one of the 50 lucky winners to win S$100 each in the HAPPY SMS contest.
The grand prize and the number of consolation prizes will grow together with the total number of Happy SMS received during the eligible period. Grand Draw will
be conducted on 29 August 2010.
Grand Draw |
Grand Draw Winners |
50,000 and more Happy SMS participants |
1 x S$250,000 |
| 30 x S$1,000
|
| 25,000 and more Happy SMS participants
|
1 x S$200,000 |
| 20 x S$1,000
|
| Launch of the OCBC Happy Savings Draw 2010
|
1 x S$150,000 |
| 10 x S$1,000
|

There will be 4 monthly draws conducted in March, April, May and June 2010, where 10 winners in each month will walk away with S$1000!

During the Happy Savings Draw period, a “Tear & Win” Card will be issued to customers at our branches for every S$5,000 fresh funds top up into eligible
OCBC Savings, Current Accounts and every S$50,000 fresh funds top up into eligible OCBC Time Deposits. Each “Tear & Win” Card will entitle customers
to an Instant Reward, together with being given 5 Extra Chances per “Tear and
Win Card”, for the Grand Draw.
Customers will be able to redeem Instant Rewards at our following partners.
Partners
|
Rewards |
Expiry Date
|
Redemption Outlet
|
| OLD CHANG KEE |
Curry Puff |
31 Aug 2010 |
All Old Chang Kee
outlets |
POPULAR
BOOKSTORE |
S$5
Voucher
|
31 Aug 2010 |
All POPULAR
Bookstore and
CD-Rama outlets |
| ROBINSONS |
S$20
Voucher |
31 Aug 2010 |
Robinsons’ Customer
Service counter at
Centrepoint (Level 5) |
In order to qualify for the 5 Extra Chances, customers will need to complete the ‘Tear & Win Card’ with their personal particulars details on the perforated section and drop it off at the Happy Savings Box at any OCBC branch of their choice.

Customers who sign up for a recurring fund transfer of S$500 over a period of 5
months from a non-OCBC account, will be also be entitled to a Tear & Win Card minimum.
Click here to download the Happy Savings Draw Monthly Fund Transfer form.
Deposit Insurance Act applies. Click here for Terms and Conditions.