OCBC Titanium Credit Card

OCBC Titanium Credit Card - the card that takes you places. Earn up to 2.5x air miles overseas & locally.


Age 21 and above

Annual income:
S$30,000 and above for Singaporeans and Singapore PRs
S$45,000 and above for foreigners

Fees & charges

Principal card: S$192.60 a year

To earn an annual fee waiver for your OCBC Titanium Credit Card, you must spend a minimum of at least S$10,000 in one year, starting from the month after your OCBC Titanium Credit Card was issued.

What counts towards the minimum amount you must spend:
Retail transactions, monthly Instalment Payment Plans and monthly PayLite instalments, so long as the amount is shown in your statement during the year.

What does not count towards the minimum amount you must spend:
Cash-On-Instalments, cash advances and bank charges and any refunded amounts.

From 1 June 2017, the late payment charge for the OCBC Titanium Credit Card will be revised from S$80 to S$100.

Supplementary card: S$96.30 a year

No annual fees for the first 2 years

The effective interest rate is 25.92% per annum and is subject to compounding if the monthly charges are not repaid in full.

With effect from 19 September 2016, the OCBC Credit Cardmembers' Agreement will be revised, mainly to address changes to the Cashwise nomenclature, updates to the Cash Advance terms and other editorial amendments.
Please refer to http://www.ocbc.com/assets/pdf/cards/cm_agreement.pdf for the revised OCBC Credit Cardmembers' Agreement.

From 10 March 2017, transactions made at TransitLink General Ticketing Machines with your OCBC Titanium Card will not earn OCBC$. Please visit ocbc.com/rewards for the revised T&Cs Governing the OCBC$ Rewards Programme.

Enjoy travelling & entertainment with Titanium

Titanium Travel

Quicker access to travel benefits

OCBC Air Miles

Get up to 2 air miles

Enjoy up to 2 air miles for every dollar spent overseas and up to 1 air mile for every dollar spent locally, simply with a minimum spend of S$1,500 per calendar month. Even if you don't, you'll still get to earn 3x OCBC$ on your overseas spend and 1x OCBC$ on your local spend.

With effect from 1 December 2016, the OCBC Titanium Bonus Miles Programme will no longer be available. Every S$1 in foreign currency transaction will earn 1 OCBC$ instead of 3 OCBC$. You can choose to redeem your Bonus Miles or convert them to OCBC$ based on the following timeline:

  • Now till 30 November 2016: You may redeem your Bonus Miles for KrisFlyer miles on ocbc.com/rewards in blocks of 10,000 Bonus Miles at $25 per redemption on ocbc.com/rewards.
  • By 15 December 2016: All unredeemed Bonus Miles will be converted to OCBC$ at a conversion rate of 1 Bonus Mile = 2.5 OCBC$ (rounded down to the nearest OCBC$). All converted OCBC$ will be valid for a period of 2 years from the date of crediting.
  • All Bonus Miles earned in the calendar month of November 2016 will be credited in the form of OCBC$ to your account at a conversion rate of 1 Bonus Mile = 2.5 OCBC$ (rounded down to the nearest OCBC$). This will be done by 31 December 2016. The OCBC$ will be valid for 2 years from date of crediting.

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Redeem OCBC$ for travel deals

Redeem OCBC$ for travel deals

Flexibility to use OCBC$ to redeem for a host of travel privileges such as free hotel stay packages, air tickets and many more.

View all travel privileges

Entertainment Privileges

Exclusive access to entertainment privileges

Credit Card Entertainment Privileges

Priority entry & exclusive discounts

Skip the queue with priority entry and party the night away. Enjoy exclusive discounts at Peach Garden, Paradise Group and more.

Priority booking

Priority booking for the biggest concerts

Get the best seats for the most talked-about concerts and performances in town.

View all entertainment privileges

Current spotlights

JetQuay Quayside
Complimentary use of JetQuay Quayside

Promotion is valid till 28 February 2017

Read more

Qoo10 - Monthly MasterCard Deal
Qoo10 - Monthly MasterCard Deal

Free $40 coupons when you shop with MasterCard

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AccorHotels � Magic Mornings
AccorHotels – Magic Mornings

Get breakfast included

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AccorHotels � Dream Gateway
AccorHotels – Dream Gateway

Stay 3 nights and Pay for 2

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Other benefits

Titanium Rewards
Titanium rewards catalogue

Redeem your OCBC$ for shopping vouchers, hotel stays, movie tickets, golf games, concert tickets and more. Exclusively for OCBC Titanium Cardmembers.

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