OCBC Titanium Credit Card

OCBC Titanium Credit Card - the card that takes you places. Earn up to 2.5x air miles overseas & locally.


Age 21 and above

Annual income:
S$30,000 and above for Singaporeans and Singapore PRs
S$45,000 and above for foreigners

How to apply

Fees & charges

Principal card: S$192.60 a year
(With effect from 1 June 2016, we will revise the minimum spend requirement for automatic waivers of Annual Fee for the OCBC Titanium Credit Card from S$5,000 to S$10,000.)

Supplementary card: S$96.30 a year

No annual fees for the first 2 years

The effective interest rate is 25.92% per annum and is subject to compounding if the monthly charges are not repaid in full.

With effect from 18 June 2016, the OCBC Credit Cardmembers' Agreement will be revised to address, among other matters, amendments and provisions relating to the introduction of digital payment services and malware risks.
Please refer to http://www.ocbc.com.sg/assets/pdf/Cards/CM_Agreement.pdf for the revised OCBC Credit Cardmembers' Agreement.

Enjoy travelling & entertainment with Titanium

Quicker access to travel benefits

Get up to 2 air miles

Enjoy up to 2 air miles for every dollar spent overseas and up to 1 air mile for every dollar spent locally, simply with a minimum spend of S$1,500 per calendar month. Even if you don't, you'll still get to earn 3x OCBC$ on your overseas spend and 1x OCBC$ on your local spend.

Find out more

Redeem OCBC$ for travel deals

Flexibility to use OCBC$ to redeem for a host of travel privileges such as free hotel stay packages, air tickets and many more.

Exclusive access to entertainment privileges

Priority entry & exclusive discounts

Skip the queue with priority entry and party the night away. Enjoy exclusive discounts at Peach Garden, Paradise Group and more.

Priority booking for the biggest concerts

Get the best seats for the most talked-about concerts and performances in town.

Current spotlights

Complimentary use of JetQuay Quayside

Promotion is valid till 31 October 2016

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Qoo10 - Monthly MasterCard Deal

Free $40 coupons when you shop with MasterCard

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AccorHotels – Magic Mornings

Get breakfast included

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AccorHotels – Dream Gateway

Stay 3 nights and Pay for 2

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Perfect fares for the picture-perfect escape

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Get 8% off your hotel bookings

8% off

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Silk Air Pre-GSS Special Fares

Enjoy exclusive all-in fares on Economy Class from S$199

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Thai Airways Summer Special Fares

Enjoy exclusive all-in Economy Class fares to Bangkok and worldwide destinations from S$248.

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Other benefits

Titanium rewards catalogue

Redeem your OCBC$ for shopping vouchers, hotel stays, movie tickets, golf games, concert tickets and more. Exclusively for OCBC Titanium Cardmembers.

Find out more

How to apply

Get your credit card in

5 simple steps

How to apply for a supplementary card

Terms and conditions