Age 21 and above
S$30,000 and above for Singaporeans and Singapore PRs
S$45,000 and above for foreigners
Principal card: S$192.60 a year
Supplementary card: S$96.30 a year
No annual fee for the first year
The effective interest rate is 25.92% per annum and is subject to compounding if the monthly charges are not repaid in full.
With effect from 19 September 2016, the OCBC Credit Cardmembers' Agreement will be revised, mainly to address changes to the Cashwise nomenclature, updates to the Cash Advance terms and other editorial amendments.
Please refer to http://www.ocbc.com/assets/pdf/cards/cm_agreement.pdf for the revised OCBC Credit Cardmembers' Agreement.
When you spend any amount at these 19 retail brands:
Unrivalled features of our shopping rebates
No cap on rebates; the more you spend in-store, the more rebates you receive.
Enjoy rebates on all merchandise in-store, even on top of existing discounts and promotions.
Rebates are credited to you immediately, unlike monthly or quarterly for most other cards.
At Robinsons, Marks & Spencer and John Little when you spend beyond S$5,000 at these three retail brands (during the periods 1 Jan - 30 Jun or 1 Jul - 31 Dec).
Every S$2 spent outside of the stores of these 19 retail brands earns 1 Robs$.
Every S$2 spent overseas earns 3 Robs$.
Accumulate Robs$ to offset your purchases at the cashier or redeem for vouchers, at Robinsons, Marks & Spencer or John Little.
• 200 Robs$ = S$1 off • 4,800 Robs$ = S$30 off
If you spend S$8,000 at Robinsons, Marks & Spencer and/or John Little from 1 January to 30 June 2015, the total cash rebate you will receive is S$497.66.
Here is how it is calculated:
|Amount spent||Cash rebate received|
S$8,000 ÷ 1.07 = $7,476.64
S$5,000 x 5% = S$250.00
S$2,476.64 x 10% = $247.66
Cash rebate will be automatically posted in your monthly statement. Cash rebate is calculated based on selling price, excluding GST. 10% cash rebate is only applicable for purchases within the same qualifying period.
Cash rebate will be automatically posted in your monthly statement. Cash rebate is calculated based on selling price, excluding GST.
For spend at Robinsons, Marks & Spencer, John Little, Coast and Oasis, the rebate will be posted as ROBINSONS REBATE. For spend at Royal Sporting House, Golf House, bebe, Lacoste, Nautica, Quiksilver / Roxy, DC Shoes, Reebok, Samba, Speedo, Sperry, Ted Baker and The Social Foot, the rebate will be posted as RSH GROUP REBATE.
Enjoy cardmember prices, cardmember promotions, and exclusive invitations to private sales and members-only events.
Here's how Cardmembers save more
The above calculation is for illustration purposes only. Figures have been rounded up to the nearest dollar.
Receive a 25% Robinsons bonus discount letter when you spend at least S$500 at Robinsons, Marks & Spencer and/or John Little during the qualifying periods (1 Jan - 30 Jun or 1 Jul - 31 Dec).
Enjoy one hour of free parking every Saturday and Sunday at these malls where Robinsons stores and/or Marks & Spencer stores are located:
• The Heeren • Jem • Raffles City
Enjoy 6 or 12 months 0% interest payment plans at Robinsons, Marks & Spencer and John Little.
Enjoy an automatic waiver of your card annual fee with S$5,000 charged per year, of which S$200 must be charged at Robinsons, Marks & Spencer and/or John Little.
Be entitled to terrific discounts and special deals at selected retail, dining, travel and entertainment merchants.