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OCBC Platinum Credit Card


Age 21 and above

Annual income:
S$30,000 and above for Singaporeans and Singapore PRs
S$45,000 and above for foreigners

How to apply

Fees & charges

Principal card: S$160.50 a year

Supplementary card: S$80.25 a year

No annual fees for the first 2 years

To earn an annual fee waiver for your OCBC Platinum Credit Card, you must spend a minimum of at least S$10,000 in one year, starting from the month after your OCBC Platinum Credit Card was issued.

For more information on Fees & Charges for Credit Card, please refer to https://www.ocbc.com/assets/pdf/cards-fee-charge.pdf

What counts towards the minimum amount you must spend:
Retail transactions, monthly Instalment Payment Plans and monthly PayLite instalments, so long as the amount is shown in your statement during the year.

What does not count towards the minimum amount you must spend:
Cash-On-Instalments, cash advances and bank charges and any refunded amounts.

From 10 March 2017, transactions made at TransitLink General Ticketing Machines with your OCBC Platinum Credit Card will not earn OCBC$. Please visit ocbc.com/rewards for the revised T&Cs Governing the OCBC$ Rewards Programme.

Get and use your card instantly when you apply via MyInfo.

  • Instant approval
  • Instant digital card that can be used for mobile wallets, online and mobile app purchases*

*Excluding merchants that do not require CVV input

Find out more

Get S$50 cash rebate upon approval.

  • No minimum spend required
  • Apply online by 31 December 2019
  • Only for new OCBC Credit Card applications
T&Cs apply

Exciting Platinum Card Promotions

Travel, unwind and save

Enjoy travel deals from Expedia and more

Read more


Activities for family fun

Enjoy movie ticket discounts and more

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Dining deals for every occasion

Enjoy sumptuous deals at Paradise Group restaurants and more

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Health and wellness benefits

Enjoy discounts on beauty products online and more

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Current spotlights

  • S$10 return voucher with a min. of S$50 spent

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Singapore Sports Hub
  • 3% rebates on tickets and entrance fees

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  • Up to 8% off hotel bookings

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Peach Garden
  • Up to 20% off á la carte food bill

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  • Up to 10% off ticket bookings

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Resorts World™ Sentosa
  • Free $5 meal voucher with each ticket purchased

Read more

Other benefits

Every dollar you charge to your card earns you 1 OCBC$

Accumulate OCBC$ to redeem rewards

View all OCBC card rewards

STACK your rewards

Introducing STACK - the new digital platform to track and exchange points across different rewards programmes, and get exclusive access to deals on STACK Marketplace.

Find out more

Discontinuation of 1% cashback on Medical and Insurance spend

With effect from 15th June 2015, the 1% cashback on Medical Expenses and Insurance Premiums on Great Eastern Life or Great Eastern General Insurance policies in Singapore will be discontinued.

STACK your rewards

Introducing STACK – the new digital platform to track, exchange and redeem rewards points across different rewards programmes.

Find out more

How to Apply

Get your credit card in

3 simple steps


Important things to note before you apply

Credit Bureau Singapore
Please note that additional time may be needed to review your application as Credit Bureau Singapore will be synchronising data from 12am to 8am daily.

MyInfo will be temporarily unavailable from 2am to 8.30am every Wednesday and Sunday due to scheduled maintenance.

System Maintenance
Please note that your product may not be availed to you instantly during system maintenance hours between 9.30pm to 6am.

Terms and conditions
  • OCBC Cardmembers Agreement
  • OCBC$ Rewards
  • Termination of Travel Insurance

    Please note the following changes governing the use of your OCBC Credit Cards with effect from 1 July 2012

    Termination of OCBC Travel Insurance Programme

    The OCBC Travel Insurance Programme for OCBC Generic Visa Classic/MasterCard Standard, OCBC Generic Visa/MasterCard Gold, OCBC Titanium, OCBC Platinum, and OCBC Arts Platinum cards will be discontinued from 1 Jul 2012.

    For a worry-free holiday, get the comprehensive travel protection you need with Travel Insurance (Explorer).