OCBC Plus! Visa Card

OCBC Plus! Visa Card

Singapore’s card of choice at FairPrice and more

Enjoy up to 8% rebate on your FairPrice and Unity spend and save even more with NTUC/OCBC Plus! Visa Debit Cards

 

What are NTUC Plus!/OCBC Plus! Visa Debit Cards

NTUC Plus!/OCBC Plus! Visa Debit Cards are designed to let you save more. With a minimum spend of just S$200 anywhere outside of FairPrice^, you can get up to 8% rebate at FairPrice. You will also enjoy more savings on fuel, telco bills and other daily essentials, in addition to LinkPoints rebates at over 200 participating Plus! merchants. It’s our way of celebrating your hard work with Singapore’s card of choice for savings all year round.

 

How our Debit Cards work

NTUC Plus! Visa Debit Card - Silver Card

NTUC Plus! Visa Debit Card

Key benefits

Spend a minimum of S$200 monthly anywhere outside of FairPrice^ to qualify for:

  • 8% off at FairPrice stores, Unity and Warehouse Club1
  • 7% off at FairPrice Online1


Spend a minimum of S$400 monthly anywhere outside of FairPrice^ to qualify for:

NTUC Plus! Visa Debit Card – Black Card

OCBC Plus! Visa Debit Card

Key benefits

Spend a minimum of S$200 monthly anywhere outside of FairPrice^ to qualify for:

  • 4% off at FairPrice stores, Unity and Warehouse Club2
  • 3% off at FairPrice Online2


Spend a minimum of S$500 monthly anywhere outside of FairPrice^ to qualify for:

  • 7% off at FairPrice stores, Unity and Warehouse Club2
  • 3% off at FairPrice Online2
Key benefits

Spend a minimum of S$200 monthly anywhere outside of FairPrice^ to qualify for:

  • 8% off at FairPrice stores, Unity and Warehouse Club1
  • 7% off at FairPrice On1

Spend a minimum of S$400 monthly anywhere outside of FairPrice^ to qualify for:

^Anywhere outside of FairPrice spend refers to Visa transactions made on your NTUC Plus!/OCBC Plus! Visa Credit or Debit Card outside of FairPrice, FairPrice On, Warehouse Club and Unity.


Also available as a Credit Card, click for full benefits.

Receive S$50 cash rebate with min. S$500 spent within the first 30 days of card approval.


Save even more






Promotions

Free Home's Favourites cookies

Free Home's Favourite cookies

23 Jul – 19 Aug 2018

Receive a tin of Home's Favourite cookies when you charge a minimum of S$100 to your NTUC/OCBC Plus! Visa Card in a single receipt. Only available at FairPrice Finest and FairPrice Xtra.

4 flavours available, changed every Monday!

  • 23 Jul - 29 Jul: Durian
  • 30 Jul - 5 Aug: Milo Dinosaur
  • 6 Aug - 12 Aug: Singapore Laksa
  • 13 Aug - 19 Aug: Lychee

Limited to one redemption per customer per day, while stocks last. Redemption must be made at Customer Service Counter.

Find out more

Free O&T cookies

Free O&T cookies

23 Jul – 19 Aug 2018

Receive a pack of O&T cookies when you charge a minimum of S$50 to your NTUC/OCBC Plus! Visa Card in a single receipt. Only available at FairPrice Supermarkets (excludes FairPrice Finest, FairPrice Xtra and FairPrice Xpress).

4 flavours available, changed every Monday!

  • 23 Jul - 29 Jul: Chocolate Melts
  • 30 Jul - 5 Aug: Chocolate Chip Raisin
  • 6 Aug - 12 Aug: Double Chocolate Chip
  • 13 Aug - 19 Aug: Blueberry Jam

Limited to one redemption per customer per day, while stocks last.

Find out more

Royal Umbrella 5kg Rice

Special deal for Royal Umbrella 5kg Rice

17 Jul – 27 Aug 2018

Charge a minimum of S$40 on Esso fuel and enjoy this special deal!

  • A set of 2x Royal Umbrella 5kg Rice at S$31 (U.P. $31.60) + FREE 1.5L Glassware
  • Additional S$4 off the set when you charge your purchase to your NTUC/OCBC Plus! Visa Card




Additional Benefits

Link a new Esso Smiles Account with your NTUC/OCBC Plus! Visa Card

Enjoy great fuel savings with ease when you link your card.

Link your existing card

Sign up for a new card

Transfer existing Smiles Points

Frequency Asked Questions

Additional discounts on dining, shopping, travel and more

Enjoy exclusive card promotions with OCBC Cards islandwide

Find out more

 

Eligibility & Fees

Eligibility

NTUC Plus!/OCBC Plus! Visa Debit Card

  • Age 16 and above
  • No minimum income required
  • Singaporeans, Singaporean PRs and foreigners
  • (NTUC Members will be eligible for NTUC Plus! Visa Debit Card)

Fees & charges

NTUC Plus! Visa Debit Card

  • Free (prevailing NTUC Membership fee applies)

OCBC Plus! Visa Debit Card

  • S$24 per annum (First 1 year free)
  • To earn an annual fee waiver for your OCBC Plus! Visa Debit Card, you must spend a minimum of at least S$1,200 in one year, starting from the month after your OCBC Plus! Visa Debit Card was issued.

    What counts towards the minimum amount you must spend:
    Retail transactions, monthly Instalment Payment Plans and monthly PayLite instalments, so long as the amount is shown in your statement during the year.

    What does not count towards the minimum amount you must spend:
    Cash-On-Instalments, cash advances and bank charges and any refunded amounts

How to apply

Get your debit card in

5 simple steps


Notices

Revision in Unity rebate for Plus! Visa Credit Card Rewards Programme (Effective from 1 January 2018)

Earn up to 12% rebate on your purchases at Unity with NTUC/OCBC Plus! Visa Credit or Debit Cards. From 1 January 2018, in-store bonus rebates awarded for transactions made using your NTUC/ OCBC Plus! Visa Credit or Debit card under the "FP Rebate" category will include rebates for purchases made at Unity stores. Click here for the revised Terms and conditions governing NTUC Plus!/Plus! Visa Cards Rewards Programme.

Update to Bonus LinkPoint rebate Programme

From 1 July 2017, NTUC Plus! Visa Credit/Debit Cardmembers can enjoy 1% LinkPoints rebate for recurring bill transactions charged to Circles.Life. Please click here for full Terms and Conditions.

Waiver of minimum spend requirement for Cheers

From 1 September 2017, we will waive the minimum spend requirement of $5 for Plus! and NTUC Plus! cardholders to earn LinkPoints at Cheers outlets. Linkpoints earned from all Visa transactions spent in Cheers will be awarded at the next card account statement.

Linkpoints not awarded for selected organisations

From 1 October 2017, 0.3% LinkPoints rebate will not be awarded for transactions charged to your NTUC Plus! Visa or OCBC Plus! Visa Cards by organisations under these Visa merchant classification codes (MCC): Charity and Social Service Organizations (MCC 8398), Religious Organizations (MCC 8661), Cleaning, Maintenance and Janitorial Services (MCC 7349), Real Estate Agents and Managers – Rentals (MCC 6513).

Update to Terms and Conditions Governing NTUC Plus!/Plus! Visa Card Rewards Programme

The Terms and Conditions Governing NTUC Plus!/Plus! Visa Card Rewards Programme will be revised from 1 September 2017.
We have made changes to Clauses 16, 17, 19(vi) and have also deleted Clause 23.
Please click here to view the revised terms and conditions.