OCBC Plus! Visa Card

OCBC Plus! Visa Card

Singapore’s card of choice at FairPrice and more

Enjoy up to 12% rebate on your FairPrice and Unity spend and save even more with NTUC/OCBC Plus! Visa Credit Cards

What are NTUC Plus!/OCBC Plus! Visa Credit Cards

NTUC Plus!/OCBC Plus! Visa Credit Cards are designed to let you save more. With up to 12% rebate at FairPrice, grocery shopping just got better! You will also enjoy more savings on fuel, telco bills and other daily essentials, in addition to LinkPoints rebates at over 200 participating Plus! merchants. It’s our way of celebrating your hard work with Singapore’s card of choice for savings all year round.

 

How our Credit Cards work

Silver Card

NTUC Plus! Visa Credit Card

Key benefits
Black Card

OCBC Plus! Visa Credit Card

Key benefits

Spend a minimum of S$500 monthly anywhere outside of FairPrice^ to qualify.

  • 7% off at FairPrice Stores, Unity and Warehouse Club2
  • 3% off at FairPrice On2
Key benefits

^Anywhere outside of FairPrice spend refers to Visa transactions made on your NTUC Plus!/OCBC Plus! Visa Credit or Debit Card outside of FairPrice, FairPrice On, Warehouse Club and Unity.

Also available as a Debit Card, click for full benefits.

Receive S$50 cash rebate with min. S$500 spent within the first 30 days of card approval.



Save even more






Promotions

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Exclusive savings on everyday essentials

8 Nov 2018 - 8 Nov 2019

  • 3% additional rebate for incremental spends above S$100 in a single receipt at FairPrice On, FairPrice, FairPrice Finest, FairPrice Xtra, Unity Stores and Warehouse Club. Capped at S$5 per transaction.
  • 5% additional rebate on Grab rides in a month, after completing 5 non-discounted rides. Capped at S$10 per customer per month.
    Terms and Conditions apply
  • Enjoy S$80 cash rebate (for new OCBC Credit Card applicants) or S$50 cash rebate (for new NTUC/OCBC Plus! Visa Credit Card applicants) when you apply for the NTUC/OCBC Plus! Visa Credit Card via the SCORE website.
    Terms and Conditions apply

Find out more

Frequently Asked Questions

Esso

Up to 20.6% fuel savings at Esso

1 Aug - 31 Dec 2018 *Extended due to popular demand!

Get an additional 2.1% off your gross fuel spend at Esso!

Find out more




Additional Benefits

Link a new Esso Smiles Account with your NTUC/OCBC Plus! Visa Card

Enjoy great fuel savings with ease when you link your card.

Link your existing card

Sign up for a new card

Transfer existing Smiles Points

Frequency Asked Questions

Additional discounts on dining, shopping, travel and more

Enjoy exclusive card promotions with OCBC Cards islandwide

Find out more

 

Eligibility & Fees

Eligibility

NTUC Plus!/OCBC Plus! Visa Credit Card

  • Age 21 and above
  • Annual income:
    S$30,000 and above for Singaporeans and Singaporean PRs
    S$45,000 and above for foreigners
  • (NTUC Members will be eligible for NTUC Plus! Visa Credit Card)

Fees & charges

NTUC Plus! Visa Credit Card

  • Principal card: Free (prevailing NTUC Membership fee applies)
  • Supplementary card: Free (up to 3 supplementary cards)
  • Late Payment Charge:S$100 if the minimum payment for NTUC Plus! Visa Credit Card is not received by us by payment due date.

OCBC Plus! Visa Credit Card

  • Principal card: : S$107 per annum (First 1 year free)
  • Supplementary card: Free (up to 3 supplementary cards)
  • To earn an annual fee waiver for your OCBC Plus! Visa Credit Card, you must spend a minimum of at least S$2,500 in one year, starting from the month after your OCBC Plus! Visa Credit Card was issued.

    What counts towards the minimum amount you must spend:
    Retail transactions, monthly Instalment Payment Plans and monthly PayLite instalments, so long as the amount is shown in your statement during the year.

    What does not count towards the minimum amount you must spend:
    Cash-On-Instalments, cash advances and bank charges and any refunded amounts.
  • Late Payment Charge:S$100 if the minimum payment for OCBC Plus! Visa Credit Card is not received by us by payment due date.
  • Interest on Purchases: The effective interest rate is 25.92% per annum and is subject to compounding if the monthly charges are not received in full by us

 

How to apply

Get your credit card in

5 simple steps


Notices

Revision in Unity rebate for Plus! Visa Credit Card Rewards Programme (Effective from 1 January 2018)

Earn up to 12% rebate on your purchases at Unity with NTUC/OCBC Plus! Visa Credit or Debit Cards. From 1 January 2018, in-store bonus rebates awarded for transactions made using your NTUC/ OCBC Plus! Visa Credit or Debit card under the "FP Rebate" category will include rebates for purchases made at Unity stores. Click here for the revised Terms and conditions governing NTUC Plus!/Plus! Visa Cards Rewards Programme.

Update to Bonus LinkPoint rebate Programme

From 1 July 2017, NTUC Plus! Visa Credit/Debit Cardmembers can enjoy 1% LinkPoints rebate for recurring bill transactions charged to Circles.Life. Please click here for full Terms and Conditions.

Waiver of minimum spend requirement for Cheers

From 1 September 2017, we will waive the minimum spend requirement of $5 for Plus! and NTUC Plus! cardholders to earn LinkPoints at Cheers outlets. Linkpoints earned from all Visa transactions spent in Cheers will be awarded at the next card account statement.

Linkpoints not awarded for selected organisations

From 1 October 2017, 0.3% LinkPoints rebate will not be awarded for transactions charged to your NTUC Plus! Visa or OCBC Plus! Visa Cards by organisations under these Visa merchant classification codes (MCC): Charity and Social Service Organizations (MCC 8398), Religious Organizations (MCC 8661), Cleaning, Maintenance and Janitorial Services (MCC 7349), Real Estate Agents and Managers – Rentals (MCC 6513).

Update to Terms and Conditions Governing NTUC Plus!/Plus! Visa Card Rewards Programme

The Terms and Conditions Governing NTUC Plus!/Plus! Visa Card Rewards Programme will be revised from 1 September 2017.
We have made changes to Clauses 16, 17, 19(vi) and have also deleted Clause 23.
Please click here to view the revised terms and conditions.

Terms and conditions