Interest-free monthly instalments (PayLite)

Stretch any purchase into interest-free
monthly instalments

For purchases of S$500 and above

  • Repay any of your local, overseas or online purchases with monthly instalments
  • Fixed monthly payments up to 24 months
How to apply

Current Promotions

Online Exclusive Promotion: Enjoy up to S$15 Cashback when you apply for PayLite Online!1

Apply for PayLite via Online Banking or Online form from now to 31 July 2017 to enjoy S$10 Cashback when you opt for 12 or 18 months, and S$15 Cashback when you opt for 24 months!

How it works

Enjoy the best that life can offer and keep your bills affordable with PayLite

Apply for PayLite and enjoy the following benefits:

  • Pay for your retail purchases of S$500 or more in interest-free monthly instalments
  • Available for any merchant (local, overseas, or online)
  • Available for up to 24 months
  • A one-time low processing fee applies
Your purchases
Fitness Package
Price: S$1,800
New Laptop
Price: S$2,700
New car accessories
Price: S$2,100
Designer bag
Price: S$1,200
2-Night Villa Stay
Price: S$1,800
Period 24 months 18 months 12 months 6 months 3 months
Monthly Instalment Amount S$75 S$150 S$175 S$200 S$600
One-time Processing Fee
(based on transaction amount)
S$162 (9% of S$1,800) S$189 (7% of S$2,700) S$105 (5% of S$2,100) S$36 (3% of S$1,200) S$54 (3% of S$1,800)
EIR 9.15% p.a. 9.23% p.a. 9.50% p.a. 10.43% p.a. 18.18% p.a.

3 ways to apply

Via online banking

Submit an online application via OCBC Online Banking.

Login to online banking


Don't have online banking yet? Apply now

By online form

Submit an online application via online form.

By fax

Apply after you have made your purchase (S$500 and above) with your OCBC credit card.

Download form

Complete the PayLite application form

Download application form

Fax to

(65) 6722 2628

Please do so at least 7 working days before your payment due date of the relevant billing statement.

Processing time is 7 working days. Upon approval, you will be notified by SMS.


Call us

To apply for PayLite, call us at 1800 363 3333.

Need help?

1800 363 3333

or contact us online