Enjoy these added services with OCBC Cards

Enjoy greater financial freedom with a higher credit limit. Apply for a credit review to get the funds you need.

how it works

Choose your Credit Limit Increase type

Enjoy 4x greater financial freedom

Get up to 4x your monthly income (for annual income between S$30k - S$120k).

Enjoy 6x greater financial freedom

Get up to 6x your monthly income (for annual income above S$120k).

Apply with OCBC Digital   Don't have Singpass? Fill in an application form.

Customers with Supplementary cards will need to fill up an application form.

T&Cs apply.

Apply with OCBC Digital

Don't have Singpass? Fill in an application form.

Customers with Supplementary cards will need to fill up an application form.

T&Cs apply.

Apply with OCBC Digital   Don't have OCBC app? Contact us.

T&Cs apply.

Income Update in 2 simple steps

1

Download and complete the Income Update Form

Download the form here.

2

Submit the completed form and required documents

You will need to submit the completed form together with the required documents to the bank via:

faqs
Common questions
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Who is eligible for Credit Limit Increase?

For Permanent Credit Limit Increase:
All principal cardholders can apply for an increase in credit limit.

  1. Cardholders without supplementary card(s) can apply via OCBC Digital or an application form.

  2. Cardholders with supplementary card(s) are required to fill up an application form with consent from supplementary cardholder(s).

Approved credit limit will be applied to both principal and supplementary cardholders.

For Temporary Credit Limit Increase:
Principal cardholders can apply for temporary credit limit increase only for the following purposes:

  • Wedding Banquet
  • Travel
  • Medical/Hospitalisation
  • Funeral

This only applies to your personal unsecured credit card.

If you would like to apply for an increase in credit limit outside of these purposes, please request for a permanent credit limit increase.

How can I apply for Credit Limit Increase?

Application can be made via OCBC Digital. If you do not have OCBC Digital, please fill up the application form.

When and how can I know the outcome of the application?

For application via OCBC Digital, the outcome of your application will be notified via SMS and/or email. It may take up to 5 working days to process your application. For application using a form, a letter will be sent to notify you on the application outcome. It may take up to 2 weeks to process your application.

I have been granted a temporary credit limit increase and I have also applied for a permanent increase, when will my permanent credit limit be effective?

If you have been granted a temporary credit limit increase, please note that any increase to your permanent credit limit pursuant to our review will be effected only after the temporary credit limit increase has been readjusted to the permanent credit limit.

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