SHOPPING AT A GLANCE IN IKEA

• Earn friends Bonus Point and OCBC$ with your IKEA friends VISA card  (S$10 = 1 friends Bonus Point + 10 OCBC$).
• Redeem 2 discounted meals cum complimentary coffee, tea or soft drinks for 2 at the restaurant with 10 coupons throughout the 2-year membership period.
• Enjoy benefits items available storewide at a discounted price simply by you being friends with your IKEA friends VISA card.
• Exclusive 0% p.a interest instalment up to 36 months, visit http://www.ikea.com.sg/0ipp/
• Low interest rate of 12% p.a. on all purchases made in IKEA and 24.98% p.a. on purchases made outside IKEA

For latest update on friends benefits at IKEA, visit www.ikea-friends.com.

tempting quarterly treats

• Savour a pint of Ben & Jerry’s ice-cream on us every quarter with $200 and more charged monthly to your IKEA friends VISA card for 3 months.
• Look out for quarterly tailor-made deals that are yours to enjoy whether at IKEA or at any part of the world.

more Home Related Privileges

Click here for more instant discounts at a wide variety of shops.

1st Quarterly treats in 2010! (Jan – Mar 2010)

• Redeem for a $20 IKEA voucher with only 3,800 OCBC$, enter rewards product code: 390388 to enjoy the exclusive offer!

• Bring Playhouse Disney to your home with Zippity^TM worth $199.90 at only $89 nett^{^} with $300 charged islandwide (maximum 3 combined receipts from 1 Jan to 31 Mar 2010) to your IKEA friends VISA card.

For more information, log on to: www.leapfrog.com/en_gb/preschool_toys/zippity.html

^{^} Zippity^TM at $89 nett is limited to 1 per Cardmember (by presenting a maximum of 3 combined receipts with minimum $300 charged islandwide from 1 Jan till 31 Mar 2010 to your IKEA friends VISA card) at INFANTREE PTE LTD: 23 Tagore Lane #03-04 Tagore 23 Warehouse Singapore 787601 on Monday to Friday from 9am to 6pm or Saturday from 9am to 12pm excluding Sunday, eve and on Public Holidays.

• Savour a pint of Ben & Jerry’s ice-cream for free by charging a minimum of $200^# charged to your IKEA friends VISA card every month. Redemption is available at selected Ben & Jerry’s outlets^† from 16 Mar – 30 Apr 2010.

Date of Redemption	3 original monthly bill statement (with $200 & above charged to card each month)
16 Mar 2010 - 30 Apr 2010	Jan 2010, Feb 2010 and Mar 2010
16 Jun 2010 - 31 Jul 2010	Apr 2010, May 2010 and June 2010
16 Sep 2010 - 31 Oct 2010	Jul 2010, Aug 2010 and Sep 2010
16 Dec 2010 - 31 Jan 2011	Oct 2010, Nov 2010 and Dec 2010

 

#	Quarterly redemption is valid by presenting 3 months’ original bill statements with monthly minimum spend of S$200 charged islandwide to the IKEA friends VISA Card. Redemption is limited to one per Principal Cardmember for a freshly hand-packed pint of ice cream subject to availability on selected ice-cream flavours at point of redemption.
†	Redemption is limited to one per cardmember at: 8 Dempsey Road #01-04 | Great World City Shopping Centre #02-40A | Orchard Central #08-01/02 | Sentosa Beach Front @ 71 Siloso Road | The Cathay #02-12/14 | United Square Shopping Centre #02-K1.

Rewards

• S$10 spend inside IKEA = 10 OCBC$ + 10 friends Bonus Points
• S$10 spend outside IKEA = 10 OCBC$

FEES & CHARGES

• Principal Card: $50 (biennial)
• Supplementary Card: $30 (biennial)
• Replacement Card: S$25 per card
• Minimum payment - 3% of the total balance or S$50, whichever is higher, plus any overdue amount and excess in credit limit.
• Late payment fee - S$55 if minimum payment specified in the billing statement is not received by the payment due date
• Interest charges (spend outside IKEA) - 24.96% p.a. subject to compounding if the monthly interest charges are not repaid in full (minimum charge of S$2.50)
• Interest charges (spend inside IKEA) - 12% p.a. subject to compounding if the monthly interest charges are not repaid in full (minimum charge of S$2.50)
• Cash advance fee - 6% on the amount shown withdrawn (minimum charge of S$15)
• Interest charges for cash advance - 28.92% p.a. on the amount withdrawn subject to compounding if the monthly interest charges are not repaid in full (minimum charge of S$2.50)

• A minimum annual income of S$30,000 for Singapore Citizens and Permanent Residents
• For non-Singaporeans, a minimum annual income of S$60,000
• Individuals aged 21 years old and above
• For applicants aged 55 years and above, a minimum annual income of S$15,000