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Get up to S$168 ang pow from OCBC when you apply your first OCBC credit card by 28 Feb 2019. Here's how:

Step 1: Apply for the OCBC 365 credit Card and get S$88 cashback upon approval.

Step 2: Get $80 more when you spend S$800 within the first month of approval.

e.g. card approved in Jan, spend a min. of S$800 by 28 Feb

This promotion is only applicable to you if you are:

  • Applying for OCBC credit cards for the first time.
  • Applied through this website.

Promo period: 1 Jan - 28 Feb 2019

Terms and conditions apply.

apply now

OCBC 365 Credit Card

For the ones who live to eat, ride, travel and do everything else in between, OCBC 365 Credit Card is the true every day card that helps you get the most of your every day spending, everywhere, every time.

Earn cashback 7 days a week,
365 days a year, everywhere.

  • Local and overseas dining, every day
  • Online food delivery
  • Local and overseas groceries
  • Online groceries
land transport
  • Local and overseas private hire rides, including bikes (e.g. Grab and Go-Jek)
  • Local and overseas taxi (e.g. ComfortDelGro)
  • Cashback on fuel spend at all other petrol service stations
up to 23%
  • Fuel savings at Caltex
up to 20.4%
  • Fuel savings at Esso (Till 31 March 2019)
  • Recurring telco bills (e.g. StarHub, Singtel, M1, MyRepublic and CirclesLife)
  • Recurring electricity bills (e.g. Sembcorp Power and Senoko Energy)
online travel
  • Online air and cruise tickets purchase
  • Online hotel and tour bookings (e.g. Agoda and Airbnb)
on all other spending+ MORE INFO
on all other spending

To enjoy the above cashback, you need to spend a minimum of S$800 based on posted transactions in a calendar month. If you spend less than S$800, a flat 0.3% cashback is awarded.

Posting date refers to the date when OCBC Bank receives the transaction details from the merchant/retailer that you make a transaction at. This may differ from your transaction date. Please refer to FAQs for more details.

Cashback amount is capped at S$80 per calendar month.



Get S$40 cashback when you sign up with Sembcorp Power, Senoko Energy, Keppel Electric or Geneco on your recurring electricity bill payment. Valid for the first 4,000 customers per electricity retailer. This is in addition to the 3% monthly cashback for recurring electricity bill payment.

Terms and conditions apply.

More benefits with OCBC 365 Credit Card

Complimentary travel insurance of up to S$500,000
Stay protected as you travel. Simply charge your round-trip air/sea/land travel tickets to your OCBC 365 Credit Card, and you will get up to S$500,000 complimentary Travel Personal Accident Insurance and up to S$400 coverage for Baggage Loss (more than 48 hours).

Terms and conditions apply.

Visa Signature Privileges

Visa Concierge Services
Visa Concierge Services

Take advantage of a host of services available to you over the phone or online, 24 hours a day from anywhere in the world.

Find out more
Visa Concierge Services
Visa Luxury Hotels

Enjoy complimentary upgrades and other VIP privileges at participating luxury boutiques hotels and resorts.

Find out more
Visa Concierge Services
Visa Checkout - the easier way to pay online

Enjoy exclusive movie ticket offers when you book online with Visa Checkout.

Find out more

What you need to know

Minimum Age

21 and above

Annual Income

S$30,000 and above for Singaporeans and Singapore PRs

S$45,000 and above for foreigners

Fees & Charges
Principal Card $192.60 a year (First 2 years free)

To earn an annual fee waiver for your OCBC 365 Credit Card, you must spend a minimum of at least S$10,000 in one year, starting from the month after your OCBC 365 Credit Card was issued.

What counts towards the minimum amount you must spend:
Retail transactions, monthly Instalment Payment Plans and monthly PayLite instalments, so long as the amount is shown in your statement during the year.

What does not count towards the minimum amount you must spend:
Cash-On-Instalments, cash advances and bank charges and any refunded amounts.

Supplementary Card $96.30 a year (First 2 years free)

Interest rate: 26.88% per annum. This will be compounded if the monthly interest charges are not repaid in full.

Late payment charge: S$100

Minimum spend requirement for automatic waiver of annual fee: S$10,000

Ready to get started?

Submit Online

For ocbc customers, apply online to get your credit card approved in the fastest and easiest way.

Get up to S$168 ang pow when you apply for OCBC Credit Card online by 28 Feb 2019.

Apply online
Not an OCBC Bank customer?

Other ways to apply

  • Call us at 1800 363 3333