Principal Card $192.60 a year (First 2 years free)
To earn an annual fee waiver for your OCBC 365 Credit Card, you must spend a minimum of at least S$10,000 in one year, starting from the month after your OCBC 365 Credit Card was issued.
What counts towards the minimum amount you must spend:
Retail transactions, monthly Instalment Payment Plans and monthly PayLite instalments, so long as the amount is shown in your statement during the year.
What does not count towards the minimum amount you must spend:
Cash-On-Instalments, cash advances and bank charges and any refunded amounts.
Supplementary Card $96.30 a year (First 2 years free)
Interest rate: 26.88% per annum. This will be compounded if the monthly interest charges are not repaid in full.
Late payment charge: S$100
Minimum spend requirement for automatic waiver of annual fee: S$10,000