Give your parents love, respect and more with the OCBC SmartSenior Programme.

They have always been there for you. Now, it's your turn to be there for them, with OCBC SmartSenior - the comprehensive programme that provides solutions and offers privileges for your parents' financial, health, enrichment and other lifestyle needs.

SmartSenior Programme CARES

Convenience

• Contributing allowance to parents through monthly fund transfers
• Transactional convenience with SmartSenior Debit Card for payment locally, overseas and ATM withdrawals

Assurance

• Assure your parents of your care, support and give them a sense of security with monthly transfers of allowance to their account

Rewards

• Your parents will be delighted to receive FairPrice vouchers when they spend at any merchant outlet or make monthly auto payments on household utility bills with their SmartSenior Debit Card

Events

• Engage your parents with events that let them network or learn a new skill
• Encourage and strengthen family bonding as parents and children all participate together

Safeguard

• Provide your parents with a sense of security and piece of minds with eAlerts

Interest Rates

Benefits

SmartSenior Account

SmartSenior Account is a joint account you open with your parents for them to receive their monthly allowance from you. It also allows them to bank conveniently via ATMs, OCBC branches, online and over the phone. It also comes with a SmartSenior debit card and they can enjoy discounts, privileges and other rewards through it.

• Monthly Fund Transfer Service

  For your convenience, their monthly allowances can be transferred directly from your account to your parents' SmartSenior Account.

• eAlert Services

  For your security, account holders can opt to be notified via SMS and/or emails whenever there are any transactions.

• Senior Time Deposits

  Enjoy the privilege of being a senior and earn higher interest rates.

• SeniorCare Plan

  Protect yourself 24-hour worldwide with this personal accident plan. No medical examination is needed.

SmartSenior Debit Card Privileges

Your parents can enjoy discounts and other rewards as the SmartSenior Programme comes with SmartSenior debit cards for your parents.

• SmartSenior Rewards

  FairPrice Vouchers

  Be rewarded with FairPrice vouchers when you:

  1. Spend using your SmartSenior Debit Card at any merchant outlets
  2. Make monthly auto payments of your household bills (SingTel, StarHub, M1, SPH, town councils*) with your SmartSenior Debit Card
• SmartSenior Health

  Medical Rebates

  1. Receive a S$5 FairPrice Voucher for every S$500 spent on medical expenses^
• SmartSenior Living

  Arts showcase

  1. Love the arts? Treat yourself to discounts and priority booking to the best performances and events. Visit www.ocbc.com/ArtsShowcase for more details

  Dining Privileges

  1. Savour the finest cuisine at a wide range of preferred outlets with great discounts and 1-for-1 dining deals

  Golden Village cinemas

  1. Catch the latest blockbusters at a special rate of $7 on weekdays and $8.50 on weekends only at Golden Village cinemas, plus a $1 discount on the promotional combo set meal of the week.

Requirements

• Joint account. Account in single name is not allowed. Applicants must be at least 18 years old.
• Minimum initial deposit of S$500 into the SmartSenior Account.

Apply Now

• Visit any OCBC Bank branch today with your parents. Please bring along your identity card and the minimum initial deposit to open the account. For non-Singaporeans, please bring your passport and employment pass/work permit.
• Click here for Mail-in Application Form (see below for documents required)

  Documents for Mail-in Application

  • For Singaporean & PR: Copy of NRIC (front & back).
  • For foreigners, copy of passport and employment pass/work permit
  • If you do not have an existing OCBC deposit account, please submit any one of the following documents latest original document reflecting the same name and address indicated in the application form:
    1. Telephone bill generated by SingTel, M1 or Starhub; OR
    2. Any bank statement (savings, current, credit card or personal credit statement).

Fees

• There is an annual fee programme of $60 which will be processed through the SmartSenior Debit Card. This fee is waived currently. Please refer to the Terms and Conditions governing OCBC SmartSenior Programme and SmartSenior Debit Card Privileges for more information.
• For the OCBC SmartSenior account, a fee of $2 per month applies for average monthly balance below S$500.

Deposit Insurance Scheme

Notes

• ^{^} Available at selected merchants based on merchant category code classification
• ^* Hong Kah, Jurong, Tampines, Bishan - Toa Payoh, Holland - Bukit Panjang, Pasir Ris - Punggol, Tanjong Pagar
• Promotion is valid for a limited period only. Other terms and conditions apply