Time Deposit (Fixed Deposit)

Time Deposit

Secure higher returns with
fixed tenures of up to 36 months

Minimum deposit

S$
5,000


Promotional* interest rate

up to
 1.00%


Eligibility

Singaporeans, Singapore PRs and foreigners age 18 and above

How to apply

The following interest rates apply for fixed deposits of up to S$999,999.

For deposits above S$1 million, please contact us at 1800 363 3333 or visit any of our branches.

 

Months

1 – 2

3 – 5

6 – 8

9- 11

12

18

24

36

Rates (yearly)

0.05%

0.1%

0.15%

0.2%

0.25%

0.5%

0.55%

0.65%

Months
  • 1 - 2
  • 3 - 5
  • 6 - 8
  • 9 - 11
  • 12
Rates (yearly)
  • 0.05%
  • 0.1%
  • 0.15%
  • 0.2%
  • 0.25%
  • 18
  • 24
  • 36
  • 0.5%
  • 0.55%
  • 0.65%

View all SGD Fixed Deposit board rates

*The minimum placement amount to enjoy the Singapore Dollar Time Deposit Promotion is as follows:

TenureMinimum placement amount Maximum placement amount Interest Rate
12-Month S$20,000 S$999,999 1.00% p.a.
Tenure
12 - month
Minimum placement amount
S$20,000
Maximum placement amount
S$999,999
Interest Rate
1.00% p.a.


The placement amount must be in fresh funds only (Fresh funds refer to funds not transferred or withdrawn from existing OCBC Bank deposit accounts and re-deposited or funds in the form of OCBC Bank cheque/cashier's order/demand drafts). This promotion is only valid for placements done at any OCBC Bank branch. This promotion is not available for placements via SRS funds.

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OCBC Sunday Banking Service

Sunday at OCBC

Sunday at OCBC

Open every day at 18 branches from 11am to 7pm

A new banking experience awaits you at our 18 full-service 'Sunday at OCBC' branches.

Learn more about Sunday at OCBC

 

2 ways to apply

At a branch

Please bring along:
1
NRIC

for Singaporeans and
Singapore PRs

OR
 
Passport +
Employment Pass/S-Pass

    Foreigners need to bring:

  • Passport

  • Employment Pass (EP) or S-Pass or Student Pass

2
S$5,000

for initial deposit

3
Additional documents

Include any one of the following documents:

  • Phone bill
  • Half-yearly CPF statement
  • Any bank statement
Find nearest branch to apply
Locate

Via Online Banking

 For existing OCBC Fixed Deposit customers (Note: Promotion is only valid at the branch)


Don't have Online Banking yet? Apply now



Deposit Insurance Scheme

Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$50,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.