Time Deposit (Fixed Deposit)

Secure higher returns with
fixed tenures of up to 36 months

Minimum deposit

S$
5,000


Promotional interest rate

up to
1.30% p.a.


Eligibility

Singaporeans, Singapore PRs and foreigners age 18 and above

How to apply

The following interest rates apply for fixed deposits of up to S$999,999.

For deposits above S$1 million, please contact us at 1800 363 3333 or visit any of our branches.

 

Months

1 – 2

3 – 5

6 – 8

9- 11

Promotional rate – 12

18

24

36

Rates (yearly)

0.05%

0.1%

0.15%

0.2%

1.30% p.a.

0.5%

0.55%

0.65%

*The minimum placement amount to enjoy the promotional Singapore Dollar Time Deposit Promotion is as follows:

TenureMinimum placement amountInterest Rate
12-Month S$20,000 - S$999,999 1.30% p.a.


The placement amount must be in fresh funds only (i.e. the fund must not be transferred from existing OCBC Bank deposit accounts or in the form of OCBC cheques/cashiers' order/demand drafts).

View all SGD Fixed Deposit board rates

Online and Mobile Banking

Track your spending by category

Your spending is automatically sorted by category so you know exactly where your money is going with Money In$ights.

Online security guarantee

We guarantee a full refund of any money lost due to online banking fraud.

Sunday at OCBC

Open every day at 16 branches from 11am to 7pm

A new banking experience awaits you at our 16 full-service 'Sunday at OCBC' branches.

Learn more about Sunday at OCBC

 

2 ways to apply

At a branch

Please bring along:
1
S$
5,000

for initial deposit

2
NRIC

for Singaporeans
and Singapore PRs

or
Passport +
Employment Pass/S-Pass

    Foreigners need to bring:

  • Passport and

  • Employment Pass (EP) or S-Pass or Student Pass


Find nearest branch to apply
Locate
 

Via Online Banking

 For existing OCBC Fixed Deposit customers


Don't have Online Banking yet? Apply now



Important notices

Deposit Insurance Scheme

Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$50,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.