Fixed Monthly Savings Account (MSA)
Monthly savings account
that earns you higher interest
Minimum monthly savings
In increments of S$10 up
to a maximum of S$5,000
Choice of savings period
Administration fees
- No monthly account fee
- S$30 fee if account is closed within 6 months
from account opening date
Eligibility
- Age 15 and above
- For applicants under 15 years old, a parent or
legal guardian has to be a joint account holder - Singaporeans, Singapore PRs and foreigners
Interest rates
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Easy ways to access & manage your money
Online and mobile banking
Track your money
View your account balance online or on-the-go with free apps for iPad, iPhone and Android phones.
Online security guarantee
We guarantee a full refund of any money lost due to online banking fraud.
Sunday banking and longer opening hours
Full Sunday banking service
At 21 of our branches island-wide.
Longer opening hours
Most of our branches are open until 7pm to serve you better.
3 ways to apply
Via online banking
For existing OCBC customers
Via online form
Apply now Complete the application form online. After you have received a
welcome letter, visit a branch to apply for ATM, online and mobile
banking services.
Please bring along:
for initial deposit
for Singaporeans and
Singapore PRs
employment pass/work permit or student pass and passport for foreigners
mailed to you within 4 days of online application
At a branch
Please bring along:
for initial deposit
for Singaporeans
and Singapore PRs
employment pass/work
permit or student pass
and passport for
foreigners
Important notices
Deposit insurance clause
Singapore dollar deposits held by or for a non-bank depositer in accounts listed in OCBC Bank's Insured Deposit Register (view all eligible deposit accounts) will be insured in accordance with and for up to the limit specified in the Deposit Insurance and Policy Owners' Protection Scheme Act 2011 of Singapore.
