Here is why OCBC Bank
is right for you

Earn more interest from salary to savings with
OCBC 360 Account

Earn bonus interest (% per year) on the first S$70,000 of your account balance.

First S$35,000


Next S$35,000

Salary

Credit your salary of at least S$2,000
through GIRO.

First S$35,000

1.2%


Next S$35,000

2.0%

How to earn the bonus interest

  • Credit your salary of at least S$2,000 into the OCBC 360 Account.
  • Only salary credit through GIRO with the transaction description "GIRO - SALARY" in your statements will qualify for this bonus.
  • To set up your OCBC 360 Account as your salary crediting account, please inform your HR department of your new account number. You will only need to do it once.

More Questions?

Spend

Spend at least S$500 on OCBC Credit Cards.

First S$35,000

0.3%


Next S$35,000

0.6%

How to earn the bonus interest

  • Spend at least S$500 in total across your personal OCBC Credit Card(s) such as 365, Titanium, Platinum, FRANK, Robinsons, Plus! and Best Denki.
  • You need to be the primary account holder of the OCBC 360 Account as well as the Principal Cardmember of the eligible OCBC Credit Card(s).
  • Eligible transactions with posting date within the calendar month will be considered, less off and excluding amounts in all transactions that are terminated, voided, reversed or cancelled.
  • Don't have an OCBC Credit Card? Get one today.

More Questions?

Step-up

Increase your account balance by S$500 compared to the previous month.

First S$35,000

0.3%


Next S$35,000

0.6%

How to earn the bonus interest

Increase your account's average daily balance in the current month by at least S$500 from the previous month's average daily balance.

More Questions?

Wealth

Insure or invest with OCBC Bank and earn this bonus interest for 12 months.

First S$35,000

0.6%


Next S$35,000

1.2%

How to earn the bonus interest

Purchase any new eligible financial product from OCBC of at least the minimum amount as follows

Eligible financial products Minimum qualifying amount


Regular premium endowment insurance S$4,000
Regular premium whole life insurance S$8,000
Single premium endowment insurance S$20,000
Unit trusts S$20,000
Structured deposits S$20,000
Regular premium protection insurance S$2,000
Whole life insurance S$150,000
Universal life insurance US$150,000
Bonds and structured products S$200,000

Note: To ensure that the product you purchase meets your financial needs, our financial consultants will perform a Financial Needs Analysis (FNA) with you in order to help you make an informed decision.

You need to be the primary account holder of the OCBC 360 Account as well as the policyowner of the eligible insurance product or single name account holder of the eligible investment product.

This bonus interest is accorded for 12 months after the effective date of purchase, post the free look/cancellation period or 14 days, whichever is longer.

More Questions?

Grow

Earn this extra bonus on the first S$70,000 if your account balance is at least S$200,000.

1.0%

How to earn the bonus interest

Your account's average daily balance for the month must be at least S$200,000.

More Questions?

Earn bonus interest (% per year) on the increase in your account balance from the previous month:

Up to S$1,000,000

Boost

Increase your account balance from the previous month's balance.

Up to
S$1,000,000

1.0%

How to earn the bonus interest

  • Earn this bonus interest on the increase in your account's average daily balance from the previous month's average daily balance,
    up to S$1,000,000.
  • New accounts opened will earn the bonus interest on the average daily balance in the month of account opening, and incremental balances in subsequent months, up to a cap of S$1,000,000.

More Questions?

You will earn a base interest of 0.05% per year on your entire account balance.

Find out more

Get 1% rebate on your daily Visa spend.

Earn rebates across these categories with a minimum purchase of S$400:

Transportation

Grab, Comfort and CityCab

Online Spend

ZALORA, Lazada, ASOS, iHerb and FairPrice Online

Convenience Stores

Cheers and 7-Eleven

Fast Food

McDonald's, Subway, Burger King and more

Enjoy access to the following upon account opening:

Online Banking Access

Check your bank balances, pay bills, transfer money, track spending, set saving goals and more, anytime, anywhere.

Cheque Book

Make large payments conveniently with a cheque book ($10 per application).

You will need to meet the following requirements:

Minimum Age

18

Nationality

Initial Deposit

1,000

Minimum average daily balance
for the month

3,000

Fall below fee

2

Monthly statements

More products catered for you

A few ways
to get started

Visit our branches

Locate a branch today and we can help you open an account instantly.

Locate branches

Get a queue number before visiting the branch via Easy Q!

Get a queue number before visiting the branch via Easy Q!

For further enquiries

Call us at:

(+65) 6363 3333

Your incoming and outgoing calls may be recorded. For details, please refer to our Data Protection Policy.

What you require

For OCBC 360 Account