Borrow up to 6x your monthly salary
Fixed regular monthly repayments
Same-day approval at a branch (Mondays to Fridays)
Receive $10 FairPrice Vouchers for every $1000 approved loan amount when you apply for ExtraCash Loan online!
Terms and Conditions apply.
Fixed monthly repayment helps you plan your finances
You will have equal monthly repayments over the period you choose (1 to 5 years).
Your first payment will be due once you receive the loan.
You can choose a loan term from 1 to 5 years with regular payments every month.
|Loan amount*||Loan term|
|1 year||2 years||3 years||4 years||5 years|
*Instalment amounts are calculated based on a regular instalment payment option with 15% applied interest yearly. Figures simplified for illustration purposes and includes processing fee of S$150 or 1.5% of the approved loan amount, whichever is higher, for the category of Annual Income of S$30,000 and above.
Find out how much you’ll need to pay each month for your desired loan amount.
|Late payment fee|
|One-time processing fee|
S$150 or 1.5% of the approved loan amount, whichever is higher*
3% of outstanding loan amount
|Early partial / full repayment fee|
3% of amount to be repaid
*One-time processing fee of S$100 applies if income is less than S$30,000.Terms and conditions
Same day approval!
(Monday to Friday, before 4.30pm)
for Singaporeans and
Foreigners need to bring:
For Salaried employees:
For Self-employed, commissioned or variable income earners:
A) Via Phone
Call us directly at 6586 7400 between 9am - 6pm.
B) Via SMS
SMS <ECL> <Name>
<NRIC> to 72222
Example: ECL (text space) Joe Lim (text space) A1234567B
We’ll call you back within 3 working days.