Borrow up to 6x your monthly salary
Fixed regular monthly repayments
Same-day approval at a branch (Mondays to Fridays)
Fixed monthly repayment helps you plan your finances
You will have equal monthly repayments over the period you choose (1 to 5 years).
Your first payment will be due once you receive the loan.
You can choose a loan term from 1 to 5 years with regular payments every month.
|Loan amount*||Loan term|
|1 year||2 years||3 years||4 years||5 years|
*Instalment amounts are calculated based on a regular instalment payment option with 15% applied interest yearly. Figures simplified for illustration purposes and includes processing fee of S$150 or 1.5% of the approved loan amount, whichever is higher, for the category of Annual Income of S$30,000 and above.
Find out how much you’ll need to pay each month for your desired loan amount.
|Late payment fee|
|One-time processing fee|
S$150 or 1.5% of the approved loan amount, whichever is higher*
3% of outstanding loan amount
|Early partial / full repayment fee|
3% of amount to be repaid
*One-time processing fee of S$100 applies if income is less than S$30,000.Terms and conditions
Same day approval!
(Monday to Friday, before 4.30pm)
for Singaporeans and
Foreigners need to bring:
For Salaried employees:
For Self-employed, commissioned or variable income earners:
A) Via Phone
Call us directly at 6586 7400 between 9am - 6pm.
B) Via SMS
SMS <ECL> <Name>
<NRIC> to 72222
Example: ECL (text space) Joe Lim (text space) A1234567B
We’ll call you back within 3 working days.