Home Loan Calculator

Need help?

If you have queries on home loans and interest rates, call a mortgage specialist at

1800 438 6088


Calculate the estimated loan amount & monthly payments needed

1

What would you like to do?


2

Tell us about your financial background

If you’re buying property together with your partner, please provide us with combined figures.

Fields marked with * are required.

Combined household income*
:
S$
Loan information

If you’re buying property together with your partner, please provide us with combined figures.

Fields marked with * are required.

Loan amount*
:
S$
Repayment period
:

years (5 to 35 years)

Results based on your input

You may use your CPF to make payments.

Indicative loan amount
:
S$

Monthly payment
:
S$^
[Based on a debt servicing ratio of 30%]
Calculation is based on a debt servicing ratio of 30%. You may qualify for a higher or lower loan amount depending on existing MAS guidelines.
Year Interest rates Monthly payment
Year 1 1.18%
Year 2 1.48%
Year 3 1.78%
Thereafter 3.75%
Downpayment required (20%)
:

[You may use your CPF towards your
down payment]
Possible property purchase price
:
Stamp Duty
:

^The monthly payment is based on a loan amount of S$ and interest rate of 1.08% for the first year. Interest rates may vary after the first year.

Based on your input, you can get a loan package (variable rate 3 years lock-in)

starting from S$ per month for the first year at .

Year Interest rates Monthly payment
Year 1 1.18%
Year 2 1.48%
Year 3 1.78%
Thereafter 3.75%

You can use your CPF to make payments.


Call our mortgage specialist at 1800 438 6088

for the best rates and packages available or visit one of our branches.

Find your nearest branch

Important notice:
  • This computation is strictly for illustrative purposes only and should not be relied upon solely when making decisions on your property financing. The Bank accepts no responsibility for errors or omissions, nor for any loss arising from use of or reliance on this computation.
  • Interest rates are subjected to change and may not apply to your loan. Speak to our Mortgage Specialists for more detailed information.
  • This computation is not an offer or approval of any loan by the Bank. Loan is granted at the discretion of the Bank.