Get cash from your Credit Card for
the things you need and choose
your repayment option

  • Cash is deposited into your bank account upon approval
  • Fixed monthly repayments
  • A choice of 12 or 24 months instalment plans
  • Transaction do not earn OCBC$ or Robinsons$

Interest rates and monthly instalments

Here are the repayment options for a 12 or 24-month loan tenure

Assuming a loan of $8,000
12-month 24-month
Interest Rate
(per year)
0% 0%
Processing fee 6%
of the approved loan amount
of the approved loan amount
$667 $334
Effective Interest rate
(per year)
11.47% 9.16%

Note: Effective interest rates include interest rate (per year) and processing fee. Processing fee will be deducted from your loan amount before it is transferred.

2 Ways To Apply


Online application form

Submit an online application form


SMS CW <Name> <NRIC> to 72222 for more details.
Example: CW (text space) Joe Lim (text space) A1234567B
We'll call you back within 3 working days.