Interest-free instalment plans

Shop with interest-free instalment plans across Singapore
at more than 1,000 merchant outlets

Automotive

  • AUTOBACS VENTURE SINGAPORE PTE LTD
  • COMPLETE AUTO RESTORATION SERVICE
  • KAH MOTOR
  • PERFORMANCE MOTORS
  • STAMFORD TYRES
  • VANTAGE AUTOMOTIVE

Education

  • ADAM KHOO LEARNING TECHNOLOGIES
  • CRISTOFORI MUSIC
  • INFORMATICS ACADEMY
  • JUST EDUCATION
  • KENT RIDGE EDUCATION
  • MDIS
  • NTUC LEARNING HUB
  • SIM UNIVERSITY
  • SINGAPORE INSTITUTE OF MANAGEMENT
  • STANSFIELD COLLEGE

Health, Beauty and Wellness

  • ADONIS BEAUTY
  • AIBI INTERNATIONAL
  • AMORE FITNESS
  • ATOS WELLNESS
  • BEIJING 101 HAIR CONSULTANTS
  • BELLA FACIAL CARE
  • BEYOND BEAUTY
  • BIOSKIN
  • BODY CONTOURS
  • BODY WELLNESS
  • BODYPERFECT
  • BOTTOMSLIM NEW YORK
  • BROWHAUS
  • CENOSIS
  • CHRYSALIS SPA
  • CITIBELLA
  • CITISPA
  • CORDLIFE GROUP
  • DE BEAUTE
  • DORRA SLIMMING
  • ERABELLE
  • EXPRESSIONS
  • FIL SKIN, BODY & SPA INTELLIGENCE
  • ISIS DOC. FACE BODY SPA
  • JEAN YIP
  • KK WOMEN'S AND CHILDREN'S HOSPITAL
  • LEONARD DRAKE (NOW KNOWN AS ASTERSPRING)
  • LIFESPA
  • LONDON WEIGHT MANAGEMENT
  • MARIE FRANCE BODYLINE
  • MARY CHIA
  • MOUNT ALVERNIA HOSPITAL
  • MUSEE PLATINUM TOKYO
  • NAIL PALACE
  • NATIONAL DENTAL CENTER OF SINGAPORE
  • NEW YORK SKIN SOLUTION
  • OGAWA HEALTHCARE
  • OSIM
  • OTO BODYCARE
  • OWELL BODYCARE
  • PPP LASER CLINIC
  • REAL YOGA
  • SHAKURA PIGMENTATION BEAUTY
  • SINGAPORE GENERAL HOSPITAL
  • SLIM FIT
  • SLIMMING SANCTUARY
  • STRIP
  • SVENSON HAIR CENTER
  • THE DRX CLINIC
  • THE SPA-LON
  • THOMSON MEDICAL CENTRE
  • TOUCHE
  • TRUE FITNESS
  • URBAN HOMME
  • WORLD OF TCM MEDICARE
  • YUN NAM HAIR CARE

Insurance

  • AXA INSURANCE
  • CHINA TAIPING INSURANCE
  • THE GREAT EASTERN LIFE ASSURANCE CO LTD
  • NTUC INCOME INSURANCE
  • TENET SOMPO INSURANCE
  • WINNER INSURANCE AGENCIES

Shopping

  • @NOTEBOOK.COM
  • ASPIAL LEE HWA JEWELLERY
  • AUDIO HOUSE
  • BEST DENKI
  • BRIGHTON FURNITURE
  • CATHAY PHOTO STORE
  • CITIGEMS
  • CORTINA WATCH
  • COURTS
  • CRATE & BARREL
  • DELL GLOBAL B.V (SINGAPORE BRANCH)
  • DELPHIN SINGAPORE
  • DICKSON WATCH & JEWELLERY
  • EPICENTRE
  • GAIN CITY
  • GOLDHEART JEWELRY
  • HANDPHONESHOP
  • HARVEY NORMAN
  • IKEA
  • INDIAN JEWELLERS
  • JOYALUKKAS JEWELLERY
  • KING FURNISHING
  • LARRY JEWELRY
  • LOVE & CO.
  • MC2
  • MEGA DISCOUNT STORE
  • MEYSON JEWELLERY
  • MONDI LIFESTYLE
  • NEWSTEAD TECHNOLOGIES
  • NOVA FURNISHING
  • NTUC FAIRPRICE
  • PASSAGE FASHIONS & LUXURY
  • POH HENG JEWELLERY
  • REEBONZ SPACE
  • ROBINSONS
  • ROZEL FURNISHING
  • SANZIO SPACE PLANNER
  • SCANTEAK
  • SK JEWELLERY
  • SLUMBERLAND
  • SONY ELECTRONICS
  • SOO KEE JEWELLERY
  • STAR FURNITURE
  • THE GREEN FURNISHING
  • THE HOUR GLASS
  • TIANPO JEWELLERY
  • TIFFANY & CO
  • VINCENT WATCH
  • X'CLUSIVE HOME

Travel

  • AIR SINO-EURO ASSOCIATES TRAVEL
  • CITYSTATE TRAVEL
  • CTC TRAVEL
  • DYNASTY TRAVEL
  • SAFE2TRAVEL
  • SINO-AMERICA TOURS CORPORATION


Interest-free Instalment Plans Terms and Conditions

If you have applied to participate in the OCBC Instalment Payment Plan (the “Plan”), you authorise/agree/undertake with us as follows:

(a) You authorise us to pay to the relevant merchant for your purchase of the relevant goods or services (in such manner as may be agreed between the merchant and us) and to debit your Card Account for the purchase price of the goods or services in the number of instalments indicated on the receipt containing details of the Plan.

(b) We have the discretion to determine the size of each instalment payment as long as the total instalment payments do not exceed the purchase price.

(c) The first instalment payment will be debited immediately from your Card Account when you purchase the goods and services. Each subsequent instalment payment will be debited on or about the same day in each following month, until the purchase price has been completely debited to the Card Account.

(d) You agree that the credit limit related to your Card Account will be reduced by such portion of the purchase price that is unpaid, although the same may not be posted to your Card Account as yet.

(e) If any instalment payment debited to your Card Account is not paid in full when due, you must pay us the finance charges, interest and fees on the outstanding amounts at our prevailing rate.

(f) We may at our discretion and without notice to you debit the whole balance of the purchase price then outstanding to your Card Account at any time, in which case such balance will be immediately due and payable by you.

(g) We may at our discretion impose an administrative fee at such rate as we may determine if the Plan is terminated (whether arising from the termination of your Card Account or otherwise) or if you make a prepayment of any amount under the Plan.

(h) We reserve the right at our absolute discretion to terminate the Plan or vary, delete or add to any of these terms and conditions from time to time without prior notice including without limitation, the eligibility of any cardmember and the dates of the Plan.

(i) We will not be responsible for the quality, merchantability or the fitness for any purpose or any other aspect or any other dispute between you and the merchants relating to any goods or services purchased under the Plan. You hereby authorise us to continue to debit the instalment payments from your Card Account regardless of any such disputes.

(j) You shall indemnify and keep us fully indemnified against all claims, demands, action, proceedings, losses, damages, costs and expenses of any nature (including legal costs on an indemnity basis) incurred, suffered or sustained by us, directly or indirectly, by reason of or in connection with this Plan.

(k) Our decision on all matters relating to the Plan will be at our absolute discretion and will be final and binding on you. No correspondence shall be entertained. In the event of any inconsistency between these terms and conditions and any brochure, marketing or promotional material relating to the Plan, these terms and conditions will prevail.

(l) The Plan and these terms and conditions shall be governed by the laws of Singapore and you irrevocably submit to the non-exclusive jurisdiction of the courts of Singapore. A person who is not a party to any agreement governed by these terms and conditions shall have no rights under the Contracts (Rights of Third Parties) Act (Cap 53B) to enforce any of these terms and conditions.

(m) Other terms and conditions apply. Please check with participating merchants for their full terms and conditions.

Need help?

1800 363 3333

or contact us online