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Payment must be made with an OCBC Credit/ Debit Card. All offers are applicable to the billed amount excluding prevailing GST and service charges. Discount, vouchers and privileges are not exchangeable for cash, kind or other goods and services. All prices listed are in Singapore Dollars. OCBC Bank shall not be responsible for the quality, merchantability or fitness for any purpose or any other aspect of any gift/product/services. Notwithstanding anything herein, OCBC Bank shall not at any time be responsible or held liable for any defect or malfunction in gift/ product or deficient or inferior services, and/or for any loss, injury, damage or harm suffered or incurred by or in connection with the use of any gift/ product/ services by any person at any time without notice. OCBC Bank and participating merchants reserve the right to amend the terms and conditions at any time without notice. OCBC Bank’s decision on all matters relating to privileges or terms and conditions will be final and binding on all participants.