OCBC Internet & Mobile Banking 2-Factor Authentication
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What is 2FA?
Choose the Right Token
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Hardware Token
Mobile Token
SMS Token
CHOOSE THE RIGHT TOKEN

OCBC has developed 3 intuitive and easy-to-use 2FA solutions as we understand that your online banking experience should be as simple, secure and convenient as possible.

For your greater convenience, you can now switch to another type of 2FA Token via any OCBC ATMs with a simple touch on the screen. Visit the FAQ for more information.

To know more about the 2FA solutions, click on the links below.

 

Hardware

Mobile

SMS

Personal Security Device A key-chain sized device
Your mobile Your mobile
Installation No Yes No
Mode of use OTP generated by pressing red button on Hardware Token device. OTP generated via a mobile phone software application. OTP pushed to designated mobile phone number via SMS.
User friendly for Mobile Banking?
Good

Strongly Recommended

Moderate
Usable when overseas? Yes Yes Yes, dependent on mobile operator
 
How do I select my preferred 2FA Token?
For your convenience, you will be prompted to choose your 2FA Token when you apply for Internet Banking via the ATM. Just select your preferred token and follow the onscreen instructions.

If you have applied for Internet Banking via a form or have an Internet Banking account but have not selected your 2FA Token, you will be automatically prompted to do so when you login to Internet Banking for the first time. Just select your preferred token and follow the onscreen instructions.
 
STEP 1
 
Login to your OCBC Internet Banking with your personal Access Code & PIN as usual.
 
STEP 2
 
Upon logging in, click on "2 Factor Authentication" and select "Token Request" on the left navigation menu bar. (Applies only to existing Internet Banking users. New users may ignore this step.)
 
STEP 3
 
Select your preferred Token out of the 3 choices available and click "Next".
 
 
  Hardware Token
  SMS Token
  Mobile Token
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