WHAT IS 2FA?

2-Factor Authentication (2FA) is the latest security initiative from OCBC that provides greater online protection for Internet and Mobile Banking users. With 2FA, users are required to input a One-Time Password (OTP), and this acts a 2nd level of user authentication. Why is 2FA so secure? Every One-Time Password (OTP) is unique and can only be used in conjunction with a user's Internet Banking Access Code and PIN. So even if a hacker gains access to your Access Code and PIN, the 2nd level of authentication prevents further entry because the OTP can only be obtained via a personal device (2FA Token) owned by you. In addition, every OTP stays valid only for a few minutes after it has been generated, and it cannot be used more than once. 3 convenient 2FA Token solutions to suit every lifestyle! We understand that the additional level of security SHOULD NOT come with additional levels of complexity or inconvenience, which is why OCBC is going the extra mile to offer you 3 easy ways — via 2FA Tokens — to generate OTPs. Just pick the token that suits your lifestyle best!