Access to this site is granted by Oversea-Chinese Banking Corporation Limited (hereinafter known as "OCBC Bank") and its subsidiaries (hereinafter individually & collectively with OCBC Bank, known as the "OCBC Group") subject to the following conditions. By accessing this website, you agree to be bound by the conditions below. If you do not agree to any of these conditions, please discontinue your access immediately.

The information and materials contained in this website, including services, products, information, data, text, graphics, audio, video, links or other items - are provided "as is", and "as available". The OCBC Group does not warrant the accuracy, adequacy or completeness of such information and materials and expressly disclaims liability for errors or omissions in such information and materials.

The information and data contained in this website are of a general nature which have not been verified, considered or assessed by any member of the OCBC Group in relation to the making of any specific investment, business or commercial decision. You should at all times consult your professional advisers and obtain independent verification of the information and data contained herein before making any decision based on any such information or data.

The information contained in this website may be modified, deleted or replaced from time to time and at any time in the absolute discretion of the OCBC Group.

No warranty of any kind, implied, express or statutory, including but not limited to any warranties of title, non-infringement of third party rights, merchantability, satisfactory quality, fitness for a particular purpose and freedom from computer virus, is given in conjunction with this website, or any information and materials therein.

No warranty is given that access to any information or materials on this website, or this website as a whole will be provided uninterrupted or free from errors or that any identified defect will be corrected; further, no warranty is given that this website or any information or materials are free from any virus or other malicious, destructive or corrupting code, agent, program or macros.

Nothing in this website shall be considered or construed as an offer or solicitation to sell, buy, give, take, issue, allot or transfer, or as the giving of any advice in respect of, shares, stocks, bonds, notes, interests, unit trusts, mutual funds or other securities, investments, loans, advances, credits or deposits in any jurisdiction.

The copyright in this website is owned by the OCBC Group and/or its professional advisors. No part or parts hereof may be reproduced, distributed, republished, displayed, broadcast, hyperlinked or transmitted in any manner or by any means or stored in an information retrieval system without the prior written permission of OCBC Bank. You also may not, without OCBC Bank's permission, insert a hyperlink to this website on any other website or "mirror" any material contained on this website on any other server.

All trade marks and service marks displayed in this website are the property of the respective members of the OCBC Group and where applicable, third party proprietors identified in the website. No right or licence is given to any party accessing this website to download, reproduce or use any such trade marks or services marks. No such trade mark or service mark may be used as a link to any OCBC Group member's site or any other site unless establishment of such a link and use of such trade mark or service mark is approved in advance by the applicable OCBC Group member in writing.

THE OCBC GROUP SHALL IN NO EVENT BE LIABLE FOR ANY DAMAGES, LOSS OR EXPENSE INCLUDING WITHOUT LIMITATION, DIRECT, INDIRECT, SPECIAL, OR CONSEQUENTIAL DAMAGE, OR ECONOMIC LOSS ARISING FROM OR IN CONNECTION WITH:

1. ANY ACCESS, USE OR THE INABILITY TO ACCESS OR USE THIS WEBSITE, OR RELIANCE ON THE CONTENTS OF THIS WEBSITE;
2. ANY SYSTEM, SERVER OR CONNECTION FAILURE, ERROR, OMISSION, INTERRUPTION, DELAY IN TRANSMISSION, OR COMPTUER VIRUS;
3. ANY USE OF OR ACCESS TO ANY OTHER WEBSITE LINKED TO THIS WEBSITE;
4. ANY SERVICES, PRODUCTS, INFORMATION, DATA, SOFTWARE OR OTHER MATERIAL OBTAINED FROM THIS WEBSITE OR FROM ANY OTHER WEBSITE LINKED TO THIS WEBSITE,

EVEN IF THE OCBC GROUP OR ITS AGENTS OR EMPLOYEES ARE ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, LOSSES AND/OR EXPENSES. ANY HYPERLINKS TO ANY OTHER WEBSITES ARE NOT AN ENDORSEMENT OR VERIFICATION OF SUCH WEBSITES AND

SUCH WEBSITES SHOULD ONLY BE ACCESSED AT THE USER'S OWN RISKS. THIS EXCLUSION CLAUSE SHALL TAKE EFFECT TO THE FULLEST EXTENT PERMITTED BY LAW.

Any services offered through this website are strictly for the OCBC Bank's customers' access and/or use in Singapore. Other than as aforesaid, nothing in this website shall be construed as the OCBC Bank providing banking services and facilities outside of Singapore. By accessing this website and/or using the banking services offered through this website, you agree that Singapore law (including without limitation, the provisions of the Evidence Act (Cap. 97) and the Electronic Transactions Act (No 25. of 1998)) shall govern such access and the provision of such banking services and you agree to submit to the non-exclusive jurisdiction of the Singapore courts.

In the event that the laws of the jurisdiction you are in do not permit or impose restrictions on the access to the contents of this website, you shall forthwith discontinue access or comply with such restrictions (as the case may be).