Corporate Banking

Corporate level
banking solutions

Efficient cash management, trade finance and financing solutions for large corporates.

Cash management

As your experienced cash management partner, we recognise the importance of maximising liquidity for businesses out of their cash conversion cycle.

Whether it is delivering working capital efficiency through effective receivables management solutions or payables process engineering, we have the right solutions tailored for you.

Corporate escrow service

    Our corporate escrow service enables you to minimise potential risk of fraud through acting as an escrow agent in your transactions.

    By collecting, holding and disbursing funds according to your transaction's contract, we give you peace of mind.

    Other services:

Trade finance

We offer tailored trade finance solutions according to your industry and business needs. With a team of dedicated and experienced specialists, you can rest assured that your business is in good hands.

 

Other services:

Loans

We provide a comprehensive range of loans to finance your daily operational needs and support your global investment and expansion plans. These loans include:

  • Working capital financing
  • Specialised financing
  • Project financing
  • Real estate financing for commercial, residential, retail, industrial and hospitality projects
  • Asset-based financing
  • Short-to-medium term credit facilities such as bridging loans, overdrafts and trade financing
  • Acquisition financing

Treasury advisory services

OCBC offers one-stop access to a wide spectrum of treasury solutions and can help you manage your treasury requirements.

In addition, we also provide timely research and market news to keep you abreast of all economic and political events which may impact your treasury management decisions.

 

Foreign exchange and foreign exchange currency derivatives

We offer round-the-clock service to help you manage your foreign exchange requirements according to your business and risk profiles.

  • Market and currency trend analysis
  • Fast, efficient and competitive pricing for all your vanilla spot and forward foreign exchange transactions for all G7 and Asian currencies
  • Competitive pricing for non-deliverable forwards and options help you hedge your requirements in controlled currencies
  • Solutions with embedded currency derivatives to improve your foreign exchange hedging rates

Interest rate swaps and derivatives

To help you with your interest rate management, we have a broad range of instruments ranging from vanilla interest rate swaps, cross currency swaps and other derivatives including interest rate caps, floors, collars and swaptions.

We structure solutions that are unique to your business and risk profile to address all your interest rate concerns.

 

Commodities hedging

To hedge the upside or downside of commodities prices, we offer cash-settled commodity trades to help you hedge your exposure in most of the commodities. Our commodity product offerings include energy, precious and base metals, as well as soft commodities.

 

Equity derivatives

To hedge the upside or downside of your equity portfolio, we offer either physical stock units settlement or cash-settled equity derivative trades to help you manage your exposure in either a single stock or stock index.

 

Research and market news

Regular and timely cutting-edge analytical research and market updates are available to keep you informed of the economic and world events as well as foreign exchange and interest rate trends.

 

View research articles

Investment portfolio management

OCBC has a comprehensive suite of products to suit your investment goals and risk profile, while helping you grow your investment portfolio, enhance your returns and diversify your risks.

 

Bonds / fixed income and credit derivatives

Fixed income products are instruments with periodic payouts until maturity. These include:

  • Government bonds
  • Corporate bonds
  • Preference shares
  • Credit-linked notes which pay fixed or floating interest on a regular basis
  • Cash-settled credit default derivative trades

Structured deposits

Structured deposits allow you to enjoy potentially higher returns compared to fixed deposits. You will receive full principal amount if the structured deposit is held till maturity and the bank remains solvent.

They are typically linked to underlying financial instruments and hence give you an opportunity to diversify your portfolio risk into different asset classes / markets like foreign exchange, money market, equities, commodities and credits.

With no upfront fees or annual management fees and your choice of investment term, this is an attractive investment opportunity for investors with low to medium risk appetite looking for enhanced yield.

 

Structured investments

Structured investments allow you to earn potentially higher returns compared to fixed deposits.

The structured investments are typically linked to underlying financial instruments (e.g. foreign exchange, equity or bond) and, depending on its performance, the principal investment can be returned to you in another asset class (e.g. equity).

With no upfront fees or annual management fees to worry about, this offers an attractive investment opportunity for customers with medium to high risk appetite looking for enhanced yield.

 

Dual Currency Returns

This structured investment is linked to a pre-agreed currency pair.

Depending on the currency movement, the principal and guaranteed enhanced yield can be returned in either the original investment currency or the alternate currency, at the pre-agreed strike price at maturity.

The latter occurs when the alternate currency weakens against the investment currency beyond the pre-agreed strike price.

 

Equity-linked convertible investment

This structured investment is linked to a pre-agreed stock / equity.

Depending on the closing price of the stock / equity at maturity, the principal and guaranteed enhanced yield can be returned either in the original investment currency or in units of the pre-agreed stock / equity.

The latter occurs when the stock price on maturity is lower than the pre-agreed strike price.

 

Bond-linked convertible investment

This structured investment is linked to a pre-agreed bond (usually a government bond).

Depending on the closing price of the bond at maturity, the principal and the guaranteed enhanced yield can be returned either in the original investment currency or in units of the pre-agreed bond.

The latter occurs when the bond price at maturity is lower than the pre-agreed strike price.

 

Credit-linked note

This structured investment is linked to the performance of a reference credit (usually a corporate bond).

As long as the underlying referenced credit does not default in any of its obligations, this credit-linked note will pay regular interest, which is higher than fixed deposit rates.




Find out how OCBC can help your business

Call us at

(65) 6538 1111